PLEASE HELP!!! car write off

Anihilator

becki_1990 wrote: »

wise buyers guide is 1.200(it has 60ths miles) tht extra 200 is alot to me, and it hasnt got extra rust because it was fixed. whats with all the sarcy comments?? grow up

What is "wise buyers guide" ?

Glasses guide is the one you want. I bet its less than 1k

Also maybe your mot hadnt quite ran out but its illegal and uninsurable to drive a dangerous car which yours was hence the payment could have been reduced without the MOT

rev_henry

goldspanners wrote: »

try refusing the payout and see if they will up it. its been known to happen. if they say no then nothing ventured nothing gained.

This.
Also look on autotrader and ebay for similar cars, you'll probably be surprised at what you get for your money. I know its annoying when this kind of thing happens but at the end of the day the insurance company is offering a fair amount and no one's really messing you around in all this.

HOWMUCH

My daughter was only offered £1,000 part exchange for her 2002 Ford Ka so grab their hands off and £1050 - I understand what you are getting at you've just paid £370 to get it through the MOT but that's life.

girl-in-a-hat

becki_1990 wrote: »

wise buyers guide is 1.200(it has 60ths miles) tht extra 200 is alot to me, and it hasnt got extra rust because it was fixed.

Hi Becki,

I think you've misunderstood the valuation given on wisebuyers;

Retail:£1,200
Private Good:£880
Private Average:£610
Private Poor:£350
Part Exchange:£710
Trade:£620

I honestly think that the offer you've had is pretty darn good. I appreciate that you're hacked off about losing your car but, having paid out for repairs doesn't make your car worth any more. If you really believe your car is worth more then challenge the insurers with your evidence, you have nothing to lose

becki_1990 wrote: »

whats with all the sarcy comments?? grow up

Pot, kettle, black -

becki_1990 wrote: »

but i could have done

pwllbwdr

If you're interested in the scrappage scheme, speak to the insurer of the car who collided with it and offer to take (say) £750 plus retaining the salvage. You have a car with a valid MOT and can still use the scrappage scheme.

vaio

or get it repaired and carry on using it

becki_1990

Anihilator wrote: »

What is "wise buyers guide" ?

Glasses guide is the one you want. I bet its less than 1k

Also maybe your mot hadnt quite ran out but its illegal and uninsurable to drive a dangerous car which yours was hence the payment could have been reduced without the MOT

i no glasses is what i need but they dont value cars oler than 2001 i think. i have spoken to the garage that has my car and they say it is drivable just needs a side pannel. i will take the 1000 of the insurance i know it is a good offer but i also wantthe money back that i paid for mot.

Chippy_Minton_2

becki_1990 wrote: »

but i also wantthe money back that i paid for mot.

I'm sure they'll give you the £45 test fee as good will.;)

becki_1990

also i have spoken to a few garages today and all of them said the mechanic should not have been driving it after it had all the work done and passed the mot it should have been left on site.

becki_1990

hartcjhart wrote: »

from the advert
[An MOT can be applied, subject to purchasing of this vehicle.]

also why are you still ranting that you are losing out when you have 'thanked' posts 2/4/5/7/ all of whom said that for the offer you will get a better car

i thanked them because of their advice