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It will be GONE !!!
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Every extra penny I can find is going to Lloyds, I'm having a day where I feel like the debt is dragging me down. Think i have too much time to think hoping cheque will arrive tomorrow although only £10 of it is mine hoping to hit £3k at the end of October on the Lloyds card.
Need to have a bit of brain storming to find some extra ways of raising cash maybe just need to move onto the next stage od decluttering.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Positive thinking works fast just sold a book on amazon £11.98 :TMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Every extra penny I can find is going to Lloyds, I'm having a day where I feel like the debt is dragging me down. Think i have too much time to think hoping cheque will arrive tomorrow although only £10 of it is mine hoping to hit £3k at the end of October on the Lloyds card.
Need to have a bit of brain storming to find some extra ways of raising cash maybe just need to move onto the next stage od decluttering.
I know how you feel with debt dragging you down. I keep looking at my monthly repayments, and wondering what I could be doing with my life if I had that money to myself. And then the interest payments, over £200 a month, it's soul destroying!
What's even worse is if I didn't find this site, it would be MUCH worse than it already is...
Anyway, keep going! We're all behind you
Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Wow that positive thinking is powerful stuff lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
. And then the interest payments, over £200 a month, it's soul destroying!
I feel like I might as well just be walking into the road and throwing that money down the drain. To this day I will never comprehend why I didn't look at what the debt was costing me, instead of just checking I could afford the minimum payments. I was so bloody stupid.
Not calling anyone else on here stupid of course, just me!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I feel like I might as well just be walking into the road and throwing that money down the drain. To this day I will never comprehend why I didn't look at what the debt was costing me, instead of just checking I could afford the minimum payments. I was so bloody stupid.
Not calling anyone else on here stupid of course, just me!
I feel the same! Stupid! Never again will I get myself into this level of financial trouble again, and I so hope I can pass on my knowledge to other people to stop them making the same mistakes as me
Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Feel free to call me stupid my interest is over £700 per month Im almost glad i wasnt adding it up when i started in January. Now you know why I need a BTMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Feel free to call me stupid my interest is over £700 per month Im almost glad i wasnt adding it up when i started in January. Now you know why I need a BT
OUCH
I feel bad complaining about my £200 now! Is that due to one specific debt, or a mixture of different ones? Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
You must feel so angry at the banks though HWG, for allowing you to spend that much in the first place. I really do feel they should take some of the blame for being greedy basta*rds!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well I am a bit mad at the banks but we spent the money so we have to pay it back. watch this space that interest will be gone before you know it with no work this week spreadsheets will be gone through with a fine tooth comb tomorrow.
BTW how come you two or on here at this tme of day ?MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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