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It will be GONE !!!
Comments
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CC free by Dec 2011 would be amazing and is definitely worth your best shot.
Did the robbing sods apply the anticipated interest or did they just pluck a figure out of the air, in their favour of course!?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Yes the interest arrived although slightly less than I was expecting so it was ok. Still not great over £200 interest on the 2 cards. I'm hoping if I can clear the first card by November I will be able to do a shuffle and save more interest. I just wish I could get a 0% deal but I still have too much credit although it was good to see Virgin has finally shown up as closed.
I think I will do a snowball again and see if I am on target.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Well hen night over went really well, although I have had a migraine so drove and didnt drink so spent less than £10.
Not much to report on the money front, but as i will have no hangover tomorrow I think another sort out of the house and ebay for the day as I see its free listing again.
Only 13 days until payday hopefully we will make it but im not sure there will be much left at the end of the month.
DS birthday next week and everything has been bought with cash so i am really pleased but I need to re focus as i feel i have lost my way a little and some spends are appearing which i dont really need.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
HWG
just remember wot u've actually fantastically achieved thus far.... & hopefully that'll keep u focussed....Jan 2010 £39,300 Now £29,630 Reduction £9,670 (24.6%)
DFD July 20170 -
HMG's achievements keep us all focused!!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Quick update 30 items on ebay still going...........MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Finished listing 42 items today already have one bid and a few watchers, now need to start the next declutter stage as I dont have much left in my ebay box.
I have £185 to find for lloyds by the end of the month and I have just sent £36.50 from amazon to my account and I have £20 in £2 coins to go to bank so £128.50 to find.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
HWG wow!! that's a massive task, I have loads to list but I just can't get motiviated. I really must. Well done:T I just know you'll reach your end of the month target. I hope I can reach mine, to get to pay day without spending on the cc and without going over my 2 o/d limits and pay all bills:D it's gonna be a tight task!!0
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HI Primrose, Im sure you will make it to payday you seem very determind and thats half the battle keep up the good work
Just sold my first item on ebay Buy it now £85 and they have paid already :T that is just what i needed makes my target more realistic. Not listed anything on ebay today as feeling quite poorly with sinusitis so slept most of the day I figured i need to listen to my body and rest.
Looks like its going to be a struggle to get to payday in budget although I have about £60 in my purse if DH pays for DS burthday meal I may just make it.
I will wait to update Lloyds figure when the money arrives.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
That's great news HWG, Lloyds will soon be history.
I can't wait for my interest on Lloyds to get under £100, it's at £110.98 at the moment.
I can't believe I give away over £100 a month!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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