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It will be GONE !!!

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Comments

  • joshua_blue
    joshua_blue Posts: 163 Forumite
    hi HWG

    just dropped in & had a quick look.....uve done exceptionally well on reducing ur debt... nice one :T
    Jan 2010 £39,300 Now £29,630 Reduction £9,670 (24.6%)
    DFD July 2017
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Herewego wrote: »
    Paypal money arrived this morning so £40 to Lloyds, all payments have hit card so overpaid by a massive £945 this month but I bet they still charge me more than the estimated interest.

    I bet they still do and as usual they wont have an explanation that makes any sense. My blood is starting to boil just thinking about it, time for a cup of tea I think!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    All payments have been made for the month will just try hard for a few overpayment, I suppose the next stage of the month is waiting for the statements to appear to see how much I have saved in interest. Then the cycle begins again count down until payday and its 3 weeks tomorrow.
    I'm hoping for a low spend weekend hotel is paid for DH sorts fuel drinks are bought and we are at a friends all weekend where food is supplied. Tonight I have been shopping for next week and spent £67 but that does include bits for the weekend and a final present for DS birthday.
    Have a great weekend all if I dont get a chance to catch up tomorrow
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You to Herewego x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Boring info but its nearly a land mark only £465 and I have paid off 25% of our debt.
    Now I really must go to bed and dream about how I will clear the other 75%
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    That's not boring Herewego that's great news, I was thrilled when I got to 25% it reminds you that being debt free really will be our reality one day (soon!) x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • taxi73
    taxi73 Posts: 20,815 Forumite
    thats not boring ..it's a fantastic achievement
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi HWG

    A friend told me today that the interest on a Lloyds statement is for the previous month, my statement date is the 12th so I guess the next one will be for 12 July to 12 Aug. Not sure if this is true but I guess it would explain the dodgy interest calculations!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • joshua_blue
    joshua_blue Posts: 163 Forumite
    Woowoo wrote: »
    Every time I send money to Lloyds I think 'take that you basta*ds!'. I hate them so much, I wish I hadn't spent my entire credit limit with them!

    superb quote :rotfl:.... thats exactly what i say when paying to the legalised criminals aka egg
    Jan 2010 £39,300 Now £29,630 Reduction £9,670 (24.6%)
    DFD July 2017
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    HWG - hope you are having a great weekend - looking forward to hearing all about it!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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