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It will be GONE !!!

18182848687176

Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hang onto your overpayment like you said, you can always make it later in the month if you haven't needed it, better to be cautious x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Ebay has finished and I have made about £40 after fees where as DS has made just over £100. Once upon a time I could have said I have sold lots of your bits heres £20 not anymore.......
    It's his job from now on to photograph all the bits for ebay im not doing it all on my own.
    House will look a lot tidier once everything is gone on tuesday. I have decided to keep £300 back from overpayment to get us through the month if there is any left that can go to Lloyds but i suspect not.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Large items on ebay have been collected thats £35 cash ready for lloyds and as I dont need a large shop next week as we are away all weekend I will use shopping budget for postage of ebay items then use all paypal money as overpayment after paying DS and fees it will be about £35 so thats an extra £70 for this weekend sales.
    Also sorted games and cd's for MM and total up to £122 again £112 is DS I know who i can go to for a loan......
    Just a large pile of stuff to ebay but the house is getting more room and starting to look cleaner still lots of cupboards unopened but as they say Rome wasn't built in a day.
    On my quick calculations I work out that I will now need to find £180 to get Lloyds to £4k this month, I'm not giving up yet got 4 weeks to do this so £45 per week how hard can that be :cool:.
    Hope your all having a chilled/ productive bank holiday weekend only good thing about the weather is the washing is drying quickly very MSE
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You can do it HWG, I have every faith in you!

    Your DS seems to have the Midas touch at the moment!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    With reference to DS dont they say where theres muck theres money, I will say no more on the state of his room.
    Hes claiming the money as its his items i am selling however i bet some of them are yet to be repaid on outstanding cc debt
    Relisted 22 items that didnt sell and packed all items up for postage, also sold a book on amazon about £5 profit, that will make about £28 to come from amazon on tuesday only £18 to make next week.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Good start to the morning washing done and on the line, 2 kitchen drawers decluttered (we all have them) cleaned and tidy, Large pan of soup cooking with leftover veg.
    DH payday tomorrow so I have now updated my signature with smileys until my next payday, talk about wishing you life away.
    I'm hoping to get lots listed on ebay today going to put it on for 10 days as I dont think mondays do very well and also im away next weekend, back later to update
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I think every house in the country has a junk draw!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Quite a productive day on the declutter and cleaning, not so good on the ebay.
    DH gets paid tomorrow so that means my overpayment to Lloyds can go through plus £35 ebay money and £2 coins I have £55 for DS to go to the bank with to also pay off Lloyds.
    Why do people who buy on ebay wait several days to pay, do they think I enjoy going to the post office everyday.
    Back to work tomorrow but at least its a short week lets hope the weather cheers up as at a garden paty next weekend might need my ski jacket.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I get scared when I buy stuff on Ebay and pay that second, I think it's rude not to pay quickly.

    What will Lloyds be down to after your overpayment today?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Very well done HWG - I am amazed how you can always find the overpayment amounts, your money management is fantastic!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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