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It will be GONE !!!
Comments
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Oh dear that he will be working most of Christmas, will he get any time off?LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Loves his work he will have xmas day off and maybe one other day. He's not forced to work but feels he should show his face as hes management.
We did go off to scotland last year for a week so this year will be a stay at home, plus if hes at work hes not spending moneyMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Does he work for NHS?LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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No he works in retail and internet shopping open 24/7 so xmas is a big thing for them.
Not sure why im up at this silly hour but i suppose i may as well get on with the chores before everyone gets up, need to go tax dh car this morning £435 for a year no reduction for potholes and flooded roads its a disgrace. I have saved for it so one less thing to find.
Booked hotel for next weekend got a deal had buy one night get one free thought it would be about £200 but went through quidco and got it for £118 plus £11.80 cashback, that leaves £82 for food they wanted £10 per head for breakfast., we can get this cheaper by walking into the town.
All my ebay items finish today so hopefully the bidding wars will start soon LOLMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
A good compromise heading into town for breakfast, £10 per head is a right rip off!
I got my car tax yesterday, it had gone up £8.25, when did they sneak that up?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Shouldn't really say this but my tax is £32.50 a year - the only joy of a new car with super low thingys but then Mr HWG has a big bus doesn't he.
Great deal on hotel. I searched and searched for our deal and got it down by £10 plus breakfast from what I was quoted originially - well chuffed!
Hope Ebay is good to youLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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HWG - wow you are so organised for xmas already - I have about 80quid put away so far luckily its with a family member so I cant get me little mitts on it at the end of the month when things start gettting tight:DCC debt Aug 2018 £50.2K
CC debt Nov 2018 £48.6K0 -
So much for a cheap weekend just taken DS to get his school bag, which he paid for as i thought the one he choose was not practical. Cost me £35 school shoes £100 bits for his birthday and i had ordered him an xbox as his is broke for his birthday also as a well done for the exam pass £209.99. I did use quidco for this so hopefully a bit of cashback. I also sorted the bus (as red puts it ) car tax £435. Opps I treated myself to 2 tops reduced from £40 to £12. I feel totally skint now I have used savings for DS xbox as its been a bit expensive this week, time to tighten our belts.
£30 change paid to Lloyds must update my signatureMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Skint and still paid £30 to LloydsLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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£30 came from the penny jar, just reviewed figures and it doesnt look good £160 to get us through September, food,petrol, school money,ds school trip a weekend away spends,dinner for ds birthday.
I havent made my large overpayment to Lloyds yet and i think im going to reduce it by £200 still going to be tight and i will have to try and make it up from ebay/amazon sales.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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