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It will be GONE !!!

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Lush that I am - LOL it has to do me until Xmas, no budget for vino!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Not sure DH is impressed we dont have much money as I use it all for debt repayment, but hey we spent it in the first place just want to see the back of it.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    He will be impressed when you are debt and mortgage free!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Bet he takes all the credit lol

    Night all
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    you are doing fantastic
  • Ceniza
    Ceniza Posts: 761 Forumite
    Oh dear! What had I caused LOL - sorry guys, I thought it was a common acronym. Still, at least when I say it again you know what it means :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Herewego
    Herewego Posts: 2,541 Forumite
    Not too good on spends today done weekly shop just under £40 but morrisons had george formans 10 pce on sale £40. I went to get one a few weeks back and they had sold out but tonight there was a huge pile so I guess it was meant to be.
    So in my attempt to get Lloyds under £4k i have counted up the penny pot.
    Card balance £4080
    Amazon so far £ 20
    Pennies £ 30
    Ebay ? £ 10 as at today 34 items finish tomorrow some are DS, just need to make another £20 and I have made it then anything I make through september will be extra.
    Need to book hotel for next weekend as off to friends for a party plus DS birthday presents to get, I think the savings may get dipped into but I guess thats what they are there for.
    Hoping to get more stuff on ebay tomorrow along with the usual house clean up so hopefully a cheap day.
    Also counted my save a pound a day and I have £235 more xmas money
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    WOW how do you save so much? I have £9 for Xmas so far LOL
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I have only budgeted £250 for the whole of Xmas!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    I have been putting away a £1 a day into a pot this will be shared between me DH and DS to do our xmas shopping and surprisingly I havent missed it. At the start of the year I put away £50 a month when I got to £300 i stopped I have 13 neices and nephews to buy for which I have nearly done and it should leave me £120 in the pot which I am going to use for extra food and drink although I dont go mad as DH works most of xmas and I may go visiting family.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
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