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It will be GONE !!!
Comments
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ahh what a shame...was just a thought...
love seeing the smiley faces go down each day to payday.0 -
I love the smiley faces to payday too.
HWG I normally get paid on second last day of the month - which would make it BH Monday, I wonder will we get paid on Friday - not that it makes a lot of difference, just pays debt quicker!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Were all so eager to give our money away every month!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
LOL I know, how times have changed!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Plans to finish Lloyds off
Balance is currently £5145 and I would like to get this to £4000 after payday my ebay sale is being collected tomorrow so with a bit of change I have at home im going to get DS to pay £100 off the card on friday.
I dont want to leave myself scrimping but i find if I try and wait until the end of the month anything left in the bank just gets spent on nothing this nasty habit seems to have appeared again. I'm going to try moving a little extra to the savings account so its not so tempting to use.
No decluttering tonight but I have got washing up to date and relisted some ebay items, I'll not get much done tomorrow either as going out with the girls for a curry so looking forward to it.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
£100 to be paid off Lloyds today and I have just had an email saying free listing weekend on ebay so that is it camera charged and ready to go just as soon as I get through my day at work.
It's Friday and payday is getting closer as I get paid on 25th and DH on last day of the month I can have 2 celebrations every month.
I have had a couple of sales on amazon too this week so I may even break the £4000 mark if I work hard this weekend.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
One of my biggest annoyances at being in debt is that I am basically wishing my life away. I get paid, and I wish the time away till next payday, and looking forward I am even wishing away the next 3 years yearning to be able to say I have some savings somewhere which is wrong really as I should be enjoying what I have currently as you don't need money to be happy.
The weekend is here and it couldn't come soon enough, bringing the caravan home tomorrow so that we can clean it all out and start packing it up ready for the off on Tuesday. Weather forecast is shocking though :eek: Might need to take a little out of the holiday money to buy some waterproof trousers to go with our raincoats :rotfl:
I am finding lately that things I think would ddo really well on ebay are actually not doing very well at all and then I end up thinking I should have just kept the item instead. I bought some beautiful girls sandals from the carboot last weekend that were as new from Monsoon and they were only a £1.00. Listed them on fleabay, they only sold for £1.85 - so I only made 85p - I would have preferred to keep them for my daughter. They haven't paid yet so maybe they won't and I can keep them instead
Official DFW Nerd Club - Member no. 607 - Proud To Be Dealing With My Debts :T
One day maybe I will be debt free0 -
Sky
Ebay is very hit and miss, keep going. Some day you will get a lot more of an item that you thought would go for 99p
HWG - Your overpayments are fabulous - well done!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Yay to another £100 paid off Lloyds, would be great to break the £4k mark xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done on another £100 paid off0
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