It will be GONE !!!

Woowoo

Well done on the massive eBay bid Herewego, enjoy your meal.

Zizzi's have a voucher at the mo 2 courses for £10 x

Herewego

Thanks all, books are collect only but the person who won lives 70 miles away they must have wanted them badly.
Going to Gourmet Burger Company for dinner found a voucher buy one get one for a £1 sent the voucher to DH at work to print as my printer didnt like the colours.

REDMADCURLS

Oh Gourmet Burger is yum - where did you get the voucher,as it is one of the few places that do vouchers that have an outlet here (but what's the betting it excludes NI)

Herewego

I just googled it but I think you may be right small print said mainland uk only. Never been before so cant wait now

Herewego

Food was very good even better DH paid, and film was good except for a poorly behaved little girl and even worse mother sitting behind us.
MSE news forgot I had a letter from mortgage company telling us our old rate comes to an end at the end of the month 4.79% and we will be on .75 above base form September, this will mean quite a drop in repayments but my thinking is just keep overpaying its all debt.
May have a look to see if its better to use the extra against debt to get rid of the high interest cards then kill the mortage off thats a nice job for tomorrow.

Woowoo

Good news with the mortgage payments decreasing, a day looking at spreadsheets then? Happy days

REDMADCURLS

That's great news re mortgage - I am interest only at the moment in an attempt to get rid of this blasted debt and I do worry about it!

Herewego

I have spent the last hour playing with spreasheets and to my surprise if I use the extra money I was going to put to overpaying my mortgage to my debt there is a chance I can clear the cards by dec 2012. Then increase the mortgage when debt it gone and I think I can knock another 6 months of my mortgage. This would give me a mortgage free date of June 2015.
The question now is can I keep this up for 5 more years :cool: I have tried to explain this to DH and he is not convinced thinks we should overpay the mortgage while on low interest, so a little bit of work to be done there. Anyhow I move the money around hopefully he will be pleased when he sees the results.
Hope everyone is well the sun is shining so I think I will go for a walk in the country have a great day all.

taxi73

What a lovely choice to have...I'd use it to pay the higher interest debt off first and then throw every penny at the mortgage.

Aspiration

That kind of news doesn't come along often about the mortgage, go for it and i bet you'll be more focused as you'll be paying the same money monthly but the bottom line debt will be reducing pretty quick!!!!