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It will be GONE !!!
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I have sent for passwords so I can access my mortgage online hopefully they will arrive later this week. I have £20 coming quidco and £28 from amazon so hopefully I can start paying some off Lloyds as I dont feel like I have made much progress in the last week. I also have £77 coming from ebay sale on Thursday so hope DS will go to the bank on Friday to pay a bit more off.
I am also going to pinch Taxi's tactic of decluttering a bit at a time as I tend to move things from one room to another, so while DH is away this week I am hoping to make some progress and get bits on ebay to make some more moneyMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Good luck with the decluttering and ebay0
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Thanks taxi your the inspiration behind this and if you can do it with everything your going through im sure I can.
I have decided that there are so many place I would like to visit i'm going to make a list and stick it up so I can see what im working towards may give me the kick that I need.
£5 sent to Lloyds every little helpsMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
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Every time I send money to Lloyds I think 'take that you basta*ds!'. I hate them so much, I wish I hadn't spent my entire credit limit with them!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
well Done HWG on extra payments.
Someone else put their mortgage into the snowball and was able to clearly see what the best plan was, maybe that will help. Although I agree with Taxi and clear the big boys first.
Woo - we have too much hate in our soulsLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Just typed out a long post and lost it all so the shortened version is
Peeved spent overpayment money on breakdown cover at least it didnt go on a cc
Have started the declutter a few bits for ebay
£28.02 from Amazon will take a week to reach my account
Was going to visit my sister at the weekend while DH is away but fuel would be £60 + and cant justify it just yet.
I am going to attempt a bit of sorting each evening and then a mass clear up ebay session at the weekend please kick me if you dont see any post updating this listMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Why don't you get your sister to come to you since you have a 'free house'
£28 on Amazon is GREAT, I have practically given up on that one - think it is best for books really.
You will never need a kick hon, we need to remind you to slow down!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Wish my sister could visit but she has a farm and caravan site so very busy at this time of the year. Also my house could do with a complete spring clean tidy house tidy mind.MARCH 2016 DEBT £25750/ £25035
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What a shame about not visiting your sister...can you get a cheap coach/train ticket maybe?0
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I wish it was that easy we live at oposite ends of the country I'm up North and shes down South takes 5 hours in a car would be a day on a coach I guess never mind maybe I can do it over xmas not too far away and I have some extra days off so not such a rush.
One week unitl payday have a good day everyoneMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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