It will be GONE !!!

Herewego

We have a circuit we walk in the summer its an hour in winter we have a different one that takes 45 minutes it's saved us joing the gym and we get to winge all the way round and arrive home refreshed and excercised LOL Plus it has saved us gym fees.
Not sure if im going to do an online shop this week will have a look in a bit and see how much we need otherwise should be cheap for me too.

Herewego

I have decided not to worry about clearing Lloyds this month I will do my best but im not going to beat myself up if I dont make it. I am going to give ebay another go this weekend and see if I can generate a bit extra cash at least it will stop me spending.
Its not all over yet 20 days and the race is on..........

Woowoo

You can only do your best and there's no point leaving yourself short in other areas x

fozmcfc

I'm on night shift all week, so the weather hasn't really bothered me this week. Nights is also good for moneysaving as well.

As for Lloyds, it's always disappointing to miss a goal as I have a few time, but I then have suddenly met another goal unexpectedly later down the line.

Herewego

I hope I can get there but £1880 in one month is a huge amount and i only think it hit me last night. It's all the nights out we have coming up for xmas and as we havent been out much it would be nice to have some fun, I must remember this time last year it wouldnt have been a problem i would have just gone whatever.
Just having a few wobbly days it wil pass.

Woowoo

£1880 is a massive amount, just get as close as you can, if it takes to mid December then that's what it takes.

December is party season, and it will be great to let your hair down.

Would you have ever thought it possible to clear 30% of your debt in under a year! Don't forget how far you have come xx

BaillieRiley

What WooWoo said ^^^^^

You are doing amazingly hun - let your hair down_party_ - Lloyds can wait till January x x x

BR x

Ceniza

Hey, I've not been around much recently - been really busy with both work and home stuff so not had time for internets and stuff!

Just wanted to stop by and say hello. I'm still reading diarys here, just not commenting that much. Keep going, you're doing so well! Targets will be missed every now and again, but we must keep going and we'll get there in the end

taxi73

I tend to agree with the others.You've done fantastically over the year.It's a long hard slog when you have a lot of debt to clear so you have to have a life in between and other stuff tends to crop up as well..just have to take it in our stride and look back at what has been achieved.

fozmcfc

Christmas etc are times to say you know what I need to do something a little different and it's not as if you haven't earn't the right to.

It's like when I was on a diet for 18 months solid, I'd lost more than I expected by Christmas time, so I decided it was a time to say you know what, I'm not going to do completely stop dieting, but I'm going to still allow myself the odd break from it this month.

As long as you do your best and then pick right back up after Christmas, there is nothing wrong with that.