Reach for the stars...

Happytogetdebtfree

I wonder if you can recive music files? its been a god send for me and jon we have several jars and we put into it and its got a nice substantial amout.. listening to the harv will prevent you from jumping in hes hyped up american dude ....

Happytogetdebtfree

il explain it simples
everymonth when your money comes into your current account you need to split it up into jars ...
55% neccessities this is bills loans minimum payments etc etc ...atm our is 85% but we are working to get this down... so we have split the 15% between the other jars
5% (normally 10%) in to financial freedom account this is the nest egg the goose that will create passive income streams through investments stocks shares etc etc
5% (normally 10%)play account this is where you matche what you put in your ffa and this has to be spent every month or every 3 months if you are saving for something big its about pampering the inner spirit not buying little bits an example would be going to a reastraunt and spending saying 50 quid from play account on a posh bottle of champagne or whaterver something you wouldnt normally do it helps with the recieving muscle...
2% education (normally 10%) this is using for seminars or books that teach you about law of attraction or positive thinking or going to seminars etc etc .. buying harv eker teachings etc etc
give 1% (normally 5%) thisis for charities or birthday cash or giving to someone who you feel needs it its not lending its not to be given to you ... osme say you can do giving by offering help walking a friends dog or babysitting when you give you show you have an abundance etc etc .....
Long term saving spends 2% (normally 10%) now this is for things that take awhile to accumulate so for example mine are for paying off debts and etc ..... now he isnt asking you to throw every last penny and you dont have to be a wizz at the percentages he wants you to get into the habit of managing your money with the jars
a quote " get into winning the money game rather than playing not to loose the money game by paying debts" he says yes pay minimums and stick all the extra cash into a jars eventually when my ltss is full enough il clear something off but im not focusing on debts im focusing on accumulating cash ..... so one jar is for my secured loan that 1% of ltss the other 1% ltss has a label for a credit card and when i have enough in that il clear it off the designated card ... its saying less focus on debt more focus on cash the mroe you keep overpaying all cash on debts you give the impression you like to over pay on debts makies you feel good ... i mean i know its off the scale here but so far ive seen a change in me and i still have the same goal financial freedom .. does that make sense ??

niccatw

I can at home, but not at work (or maybe I could, but it's probably linked straight up to a flashing red light in the computer police office!).

Off course, you wouldn't find me on MSE when I'm at work. Even if I was attempting to do a literature search on a spectacularly slow database and had to find some way of passing the time that was not banging my head on the desk .

If I was at work, I would be finishing in 10 minutes though so the slow torture would soon be over. For one day! I would have thought I would have managed to gain full access to more than two articles though. Hey ho!

niccatw

MSE time seems to be 5 minutes behind my computer's time!

niccatw

Think I'll go with the computer for work purposes though !

Happytogetdebtfree

when oh gets home i will look into compressing the harv files :d

niccatw

Yes! It does make some sense!

And I'd agree, you seem much happier and content (back pain notwithstanding) since your positive affirmations! and you sorted out your course!

Do you have the full details of the book? My library books are due back so I could maybe pick it up there!

I like the sound of it!

niccatw

Ahh, it's not a book! It's music files.

Did I mention I'm sometimes a bit slow on the uptake :rotfl::rotfl:

niccatw

Right the caretaker (at my not work) wants to shut up shop. He's twisted my arm... catch you all shortly...

Happytogetdebtfree

he has a book called the secret of a millionaire mind... howvere the musci files really pump you up