Reach for the stars...

moo2moo

You used to be able to get cashback for some of the mobile phone recyclers via Quidco too.

anonymoose_3

niccatw wrote: »

Just sticking in this here linky to peruse when it's not half one in the morning! A price comparison site for the worth of my old phone... apparently it is still working if it turns on and off. Does that technically mean that if I neglect to mention it's petulant tendencies, I'm not being morally mean!?

Well techniclly it still works... it just has mood swings

niccatw

I guess we're all prone to them! Including, it seems, websites themselves! Linky woudn't work, and google found the site but it still wouldn't talk to me so I found a more obliging site.... I can get, apparently, £17 cash for my phone... but if I head to the same site through Quidco, I only get £13 + £1.80 cashback. Cheeky, cheeky!

Must try the same thing on TopCashBack.

And I wonder how much it'll decrease in value by the end of the week when it'll hopefully be safe for me to ship off huffy phone!

Kayleighpea

Thanks for reminding me to do this! I have 2 fones to get rid of, signed them up, received the packs in the post, and then they have just sat in my room ever since! A job for this evening methinks!

niccatw

Right, I've been having a wee think (I'm sure you can hear the cogs a grinding and a bumping and the numbskulls scurrying around in a blind panic!)... I think I might open an ISA to collect overpayments for my N Rock unsecured loan, which is currently attached to my mortgage, sitting at 4k something-or-other. I know Martin and all at MSE towers advocate paying off debt before saving and I know others still would say overpay on the RBS loan as it's the highest interst rate...

But my biggest fear is a hike in the interest rates as I'm currently on SVR with no-where to go as I can't seperate the mortgage and the unsecured loan. Despite N Rock agreeing verbally to putting all of my current overpayments to the loan part, they are continuing to split it so only a meagre sum goes to the loan. They haven't responded to numberous calls and, so far, to a letter. To be honest, it's a battle I feel I don't want to waste time fighting - as long as I'm making overpayments, the overall cost of the mortgages is heading downwards. And I can afford for interest rates to rise a couple of percent before I'd need to increase my current payments.

But I'm not great at regularly overpaying to the unsecured loan via a monthly telephone call, so I'm thinking an S/O to an ISA would allow me to do that and then at the end of the year, effectively make a lump sum payment...?

Does that make sense or should I just get my figure out and make those telephone calls!?

Decisions, decisions!

niccatw

I decided to move my room about... effectively just moving the clutter around and putting off whatever it was I was going to do today!

I have managed to download turbolister for ebay... and added one whole thing to it :rotfl:. Don't really understand what it is I'm doing so allowing myself to be easily distracted!

I am pretending it will all be ok tomorrow when my shiny new phone arrivres. Apparently the have aps for all manner of things... I'm assuming I'll be able to organise and de-clutter my life at the press of a button! I hear tell there's a budgeting ap that means my spending diary shall be forever by my side!!!!! No excuses there then! And also that there's a food diary one so I can see just how often I miss breakfast ( I already know that that is pretty much always. I am not a morning person!).

Pregnant friend has just called. She is fed up of the waiting game now. Bambino is due on Friday but hubbie has an oral exam on 17th, so we are betting bambino will come then. Though obviously my money is on my birthday (Sat) . She is very much trying not to kill grandparents who keep calling to say they are fed up of waiting on their grandson and ask, whenever she calls them, if her contractions have started. She is not happy that her magazines pretended families were all about support and not all about doing your head in :rotfl::rotfl:.

niccatw

One more sleep...

Have listed 20 books on Green Met and think I could get more ruthless (still have loads of poetry books from 1st degree that I'm realistically never gonna look at again! Just need to get over the "but I like books" hurdle!).

Really this burst of action was to keep me from the tedium that is ebay listing! I have downloaded turbolister so I can put stuff on offline and slowly then upload a batch at the same time. Not entirely sure if this is exactly how it actually works, but I'll find out sooner or later (probably later :rotfl:).

This is probably also why I updated all my filing and stuff. Now just have a pile of receipts to put into that spending diary...

I am working in the background for ebay/BW stuff though... lots of washing getting done (lots less ironing since the bed wetting incident!). The clutter is now getting to me and I want it gone! (Has any-one ever tried to sell old magazines on ebay?)

There is probably also a bit of "you'll be back at work next week" going on to kick me into gear! Don't fancy working and ebaying and trying to keep up with every-one here. I'll never sleep .

I may have an interested party in buying my brown boots . I won't speak too soon though. There's been lots of interest in them but as yet, no-one has followed up on their talk. If not, I might remove them from BG and add them to ebay.

Anyway, the quicker I fall asleep tonight, the quicker my phone gets here... (though I'm meeting a friend for lunch, so guess when the phone is likely to be delivered).

Nighty night

anonymoose_3

Happy new phone day Nic!!
Noooo you can't go out on new phone arrival day there are laws against things like that:eek:

niccatw

I know - talk about bad timing! And know I need to go to yoga...

And the buzzer has already buzzed :j:j:j

But it wasn't my phone.

It was a rather flattened, adopted effalump from the safari park we went to on Saturday. :j:j:j My friend knows me well! Have I mentioned just how many elephants there are crammed into my wee flat! Costs me a bl**dy fortune in peanuts, so it does!

anonymoose_3

niccatw wrote: »

I know - talk about bad timing! And know I need to go to yoga...

And the buzzer has already buzzed :j:j:j

But it wasn't my phone.

It was a rather flattened, adopted effalump from the safari park we went to on Saturday. :j:j:j My friend knows me well! Have I mentioned just how many elephants there are crammed into my wee flat! Costs me a bl**dy fortune in peanuts, so it does!

Boo to it not being your phone but yay to the heffalump I have a soft spot for them myself, but I've only got 4 at least the peanuts don't come in to expensive
Then there's the badgers, lions and rabbits... it's a struggle to make sure there's no accidental eating going on with the lions though:rotfl:
Big kid? Me?
I love these little guys http://www.sylvanianfamilies.com/product_info.php?cPath=79&products_id=909

Enjoy lunch