Cant decide what to spend on engagement ring

dizziblonde

Stephb1986 wrote: »

Dizzy where did you get your insurance from? I'm looking at some for my ring but it's all house insurance.

Steph xx

Mine was bought along with the ring - and thank god we did in the end! I'm a right clumsy mare when it comes to shiny girlie things like jewellry (don't get me started on the backs of earrings - I always lose one half of a pair within a week)!

pretzelnut

So its agreed we all have very different tastes, opinions and expectations, no wonder men find it so hard :rotfl:


If the OP can easily afford that amount of money (considering what else it could be spent on) then that is the ring he should go for.

However if you put OPs ring in front of me and a similar one but with a CZ in it, i would have no idea there was a difference and many other people wouldnt either.

She will eventually ask how much it cost, and you will have to tell her cos you'll be daft if you dont insure it.

I too couldnt relax with that amount of money sitting on my finger, i would rather it was in the bank. My £200 has me runnig around the house panicking as it is, as i have a nasty habit of taking it off without noticing and putting it down, or twisling it around and on and off my finger whilst in the car, i have dropped in in tiny crooks loads of time and spend many an hour on my hands and knee's trying to get it out.

But to balance the argument, DF paid £5000 for me to have breast surgery (as i had none ) and i was over the moon and it was money well spent if you ask me. So each to their own. Some say thats a ridiculous thing to spend money on.

Whatever you decide to do, she will love it, dont feel you have to add an extra 0 on to the cost just because you feel thats the done thing when in reality it isnt. Just because you spend less doesnt mean you love that person any less, the same goes for if you spend more, it doesnt mean you love them more.

The proposal meant more to me than the ring, DF did it in a way that no amount of money could buy. I'd have said yes even if i was presented with a gummy ring. As it was it was a bit drunken and NO ring, which was great as it meant we got the fun of choosing together.
If i ever do loose my ring, i know we can easilyy afford a replacement, where as a £2k ring (im assuming) wont be covered for ''loss'' - can OP afford to replace that amount of cash.

Mme.Hibou

princesswoo wrote: »

So its agreed we all have very different tastes, opinions and expectations, no wonder men find it so hard :rotfl:

This is very true, and often why getting an idea from the B2B or even choosing with her sometimes may be for the best. I'm not overly keen on multiple diamonds or anything other than diamond and it had to be platinum for me. Although saying that, if he couldn't have afforded a ring at all (a wedding can still happen without an engagement ring) I would still have said yes.

princesswoo wrote: »

I too couldnt relax with that amount of money sitting on my finger, i would rather it was in the bank. .

It took me a while to get used to wearing a ring at all ( I don't really wear jewellery) and an expensive one at that and then adding on the price of my wedding ring :eek:, I should really get them insured properly.

bubblybee

To the OP, it's actually a lovely ring. Personally I think a single diamond is nicer but if your OH likes it then that's the most important thing. I could never dream of spending that much on a ring so actually I'm quite jealous! I don't like coloured engagement rings. Enjoy it. Get it insured.

Horace

OP - the ring you have chosen is lovely - I am sure she will love it. As for it having 3 stones so what..my mum's engagement ring has 3 stones and its gorgeous, she wears hers every day and I think that is over £3K (it is old now and was 2nd hand when Dad got it for her from a pawn shop of all places).

ixwood

bubblybee wrote: »

..
I could never dream of spending that much on a ring so actually I'm quite jealous!

..

That's usually the aim!

NJW69

We all have different likes and dislikes, different budgets and different lifestyles. I don't spend money I don't have or want anything I can't afford to pay for. I do have three diamond rings all of more than one carat and I wear them everyday. I also have an expensive watch that I wear everyday even when swimming or on the beach (waterproof and guaranteed). I bought them all at discounted prices and they are all insured. I also have earrings worth circa 1k which do make me more nervous and I'm just about to take them to the jewellers to get a more safe fitting made. To do this I work long hours often away from home but still try to make every pound work as hard as I can with the intention of retiring early. When our son went into debt to buy an engagement ring he couldn't afford I wasn't happy. You should live within 'your' means and as this site demonstrates these vary widely. Each to their own.

Toothfairy4

I agree, I don't think it's about making people jealous, you can get some gorgeous rings for £200 and £2000 it's all about buying what you can afford and what your fiancee would like to wear.

pretzelnut

£200 ring:
Me
DF
Jewellery shop

£2000 ring
Me :mad:
DF
Jewellery shop :rotfl:all the way to the bank.

angel13

ler01kjh wrote: »

I have chosen the ring, and now have the choice between 18ct white gold or platinum and cut quality.

If I have premium cut, its £1625; hearts & arrows is £1812. Then if with platinum £2235.

Which should I go for?

why bother? ive not even got a ring and probably won't get a wedding one either as it saves money.