Ryanair - FairFX

fifeken

chrisjj wrote: »

As a matter of interest, does anyone here have a FairFX card that is identified as an "Anywhere" card on the card itself, on the acount page, or anywhere else?

chrisjj wrote: »

Thatnks, but I wasn't asking what FairFX advertise - I was asking what you have.

Actually you asked if anyone had one that was identified as "Anywhere" and this identification is where I said - probably the first box you have to select when you apply for one.

Intasun32

I have had a FairFX € card for some time and have used it in Spain & Italy for purchases, not ATM, and have never been charged any fees. I have just checked my account to make sure. They send e-mails when the € has increased, their rates of exchange are better that most. I would recommend it.

I never knew that the card avoided Ryanair fees, thanks guys.

:T

Donnie

chrisjj wrote: »

I did keep reading... and did not find that text anywhere in the T&Cs. Your quote is false.

First of all, there are no fee figures in the T&Cs. This is illustrated by this statement:

The information contained in this table summarises key product features and is not intended to replace any terms and conditions

Secondly, there is a banner within your opodo link for those who want to learn more about the Anywhere card. Here, take a look for yourself.

I'll print it here too:

The FairFX Anywhere Card is the latest addition to the FairFX Prepaid MasterCard® family. Just as the name suggests, use it anywhere - in any country, in any currency and with any vendor displaying the MasterCard® acceptance mark!

It's essentially a FairFX Prepaid MasterCard® in Pounds Sterling, with funds being converted to the appropriate currency at the point of sale. Unlike some of our competitors, we don't mark up the prevailing interbank exchange rate!
The standard card fee is £9.95 for initial loads under £500 but for a limited time, the FairFX Anywhere Card will be absolutely free of charge.
A 1.5% charge is made on all usage, ATM or point of sale, using the FairFX Anywhere Card, in the UK, on the internet, or abroad - Anywhere!. There is no additional ATM fee*.

Thirdly, you don't sign anything in order to get a card. You agree to the terms and conditions by using the card or by signing the back of it. The Terms and Conditions supplied with the card, direct you to the website for information about fees and charges.

So all the nonsense you write here about fees differing from the Terms and Conditions at the time you signed, is just that, nonsense.
If you had read your T&Cs they would have directed you to the website. If on checking the website you were not happy with the fees involved, you could have rejected the card. You didn't.
You used it, accepting the Terms and Conditions in place at the time. They don't seemed to have changed substantially since the inception of the card since last December.
You signed up a few weeks ago.

We can all see that you are desperate to be proved right against all odds. But it's not going to happen. You are just looking dumb. Give it up.

chrisjj_2

fifeken wrote: »

Actually you asked if anyone had one that was identified as "Anywhere" and this identification is where I said

How does this identify the card you have? Does the card you own say "Anywhere" on it? Does its entry on your account page says "Anywhere" on it?

chrisjj_2

Intasun32 wrote: »

I have had a FairFX € card for some time and have used it in Spain & Italy for purchases, not ATM, and have never been charged any fees.

That's my experience too on the FairFX Euro currency card. But that's a different card to the Anywhere card reported here as charging fees.

Intasun32 wrote: »

I never knew that the card avoided Ryanair fees, thanks guys.

The FairFX euro card avoids the £5 Ryanair "administration fee" but I would not assume it avoids all Ryanair fees. I think that if it pays for GBP tickets, Ryanair make their own currency conversion in your disfavour.

Donnie

chrisjj wrote: »

How does this identify the card you have? Does the card you own say "Anywhere" on it? Does its entry on your account page says "Anywhere" on it?

The Pounds Sterling card is the Anywhere card. None of the cards have Anywhere written on them. Is it going to sink in to your thick skull?

chrisjj_2

Donnie wrote: »

First of all, there are no fee figures in the T&Cs.

Wrong. There is a comprehensive fee table in the section "The fees". Check again at https://www.fairfx.com/opodo/termsandconditions .

Donnie wrote:

This is illustrated by this statement: [The information contained in this table summarises key product features and is not intended to replace any terms and conditions ]

Wrong. That statement says only what its says.

Donnie wrote:

Thirdly, you don't sign anything in order to get a card. You agree to the terms and conditions by using the card or by signing the back of it.

Wrong. I agreed the T&Cs I quoted by ticking the box on the order page: [x] I have read and agree to the terms and conditions *

Donnie wrote:

So all the nonsense you write here about fees differing from the Terms and Conditions at the time you signed, is just that, nonsense.

Donnie, you have lost the plot. It is YOU not I who is claiming here that the fees differ from the T&Cs.

Donnie wrote:

If you had read your T&Cs they would have directed you to the website. If on checking the website you were not happy with the fees involved, you could have rejected the card.

I did check read them and I did check the latest version on the website. They haven't changed. I am completely happy with the fees stated in the T&Cs.

Donnie wrote:

You signed up a few weeks ago.

You are confusing cards with different T&Cs. I signed up for THIS opodo promotion card with THESE T&Cs only yesterday.

If you have any different T&Cs that you agreed when you used this card, please do post them. But actually it sounds like you don't even own this opodo promotion card, so cannot have done so...

Donnie

The are no fees listed under the terms and conditions. Take another look:

The information contained in this table summarises key product features and is not intended to replace any terms and conditions

It's just above the Fee Table.

Says what is says?? What does that actually mean?

I went through a 'dummy run' on the opodo website. Didn't have to agree to any T&Cs. Where exactly in the process did you have to do this?

You are saying that the fees have changed. I am telling you they have remained unchanged since inception, which was before you applied for a card.
If they had CHANGED the fees, they would have been obliged to send you notice. By they haven't changed the fees. You simply misunderstood them

The fee table in your opodo link does not constitute terms and conditions. It's just an illustration that you have misunderstood.

Again, there are no fees stated in the T&Cs.

No, I applied for my card direct from FairFx. It's exactly the same card as the one some who applied via opodo would receive.

The T&Cs come with the card. There are no fees listed on the T&Cs. You are directed to the FairFx website for fee information.

chrisjj_2

I went through a 'dummy run' on the opodo website. Didn't have to agree to any T&Cs. Where exactly in the process did you have to do this?

Here: http://img809.imageshack.us/img809/8239/tempp.png

You are saying that the fees have changed.

Wrong. I have seen no change in the fees for this opodo promotion card.

Again, there are no fees stated in the T&Cs.

Wrong: from the T&Cs adrred at purchase, seen at https://www.fairfx.com/opodo/termsandconditions , here are the fees http://img707.imageshack.us/img707/9482/picau.png

No, I applied for my card direct from FairFx. It's exactly the same card as the one some who applied via opodo would receive.

Since you have never received an opode promotional FairFX card, how do you know?

Bob_the_Saver

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