Starting my DMP on 1st Feb... Anyone want to join me?

candypop

losingbigtime wrote: »

oh, and also there is no way I can really reduce anything in my SOA as I already have the cheapest utilities, phone, everything, given up smoking, takeaways, going out, cinema, even renting films. My life is so miserable and my son is gonna suffer in the Easter Hols when we are off work but cant do anything that costs money. there is no way can get this down. If I can find it in my old posts I wll copy it on here again and see if anyone has any suggestions? As after I have paid all normal outgoings plus CCCS I have about £17 a week to live on and I cant do it.

Hi not sure what to suggest but just to let you know I'm thinking of you. I'm dreading easter hols too when myself and my son are on off work/school we wont be going anywhere either. Even to the cinema cost a small fortune but its difficult trying to explain to a 8 yr old why we cant do things. We will be playing football on the local field i think. Give the CCCS a call or drop them a email and see what they suggest you never know they may have some ideas.

ljm23k

losingbigtime wrote: »

oh, and of course added to the above out of my income is the £217 I am paying CCCS each month .............OK I will shut up now!

:-)

Is there any way you could increaseyou income? Ebay? Greenmetropolis?

losingbigtime

Thanks Candy, doesnt life just SUCK! And on budget day too - HAHAHAHAHA its budget day every day for us DFWs!

Good luck to everyone on here as I do not know what I would do without this forum, it really is a lifeline even though I dont get chance to visit and write often (cos I have had ti stop paying for internet! lol).

MUCHOS GRACIAS!:A

losingbigtime

ljm23k wrote: »

Is there any way you could increaseyou income? Ebay? Greenmetropolis?

I have ebayed almost everything I own and have nothing left! I am now left with my wage and the above budget. I was in so much of a panic when I first did debt remedy on CCCS I didnt figure into the budget things like emergency fund, repairs on car, home. holey socks, sons mates birthday parties, (of which tehre are TONS!) and all sorts of things I never thought of. This is getting on top of me now. I dont know what to do. I need to get the CCCS payment down to like £170 if I can - I totally didnt think this thru properly. Especially since this increase in debt has freaked me out today (see my earlier post). x

candypop

losingbigtime wrote: »

Thanks Candy, doesnt life just SUCK! And on budget day too - HAHAHAHAHA its budget day every day for us DFWs!

Good luck to everyone on here as I do not know what I would do without this forum, it really is a lifeline even though I dont get chance to visit and write often (cos I have had ti stop paying for internet! lol).

MUCHOS GRACIAS!:A

Life certainly does. My internet is free with my package with sky £11 for phone and extra £18 for tv did think of cancelling but need internet for sons schooling most of his homework is on line. May still need to go but I do seem to pick up the rest of the streets internet connections they just dont last and keep dropping :rotfl:

losingbigtime

lol - be back later as I gotta go! Any replies most appreciated, may be a few days before I get back on.

Thanbks again, good luck to all my fellow DFWs..............

candypop

losingbigtime wrote: »

I have ebayed almost everything I own and have nothing left! I am now left with my wage and the above budget. I was in so much of a panic when I first did debt remedy on CCCS I didnt figure into the budget things like emergency fund, repairs on car, home. holey socks, sons mates birthday parties, (of which tehre are TONS!) and all sorts of things I never thought of. This is getting on top of me now. I dont know what to do. I need to get the CCCS payment down to like £170 if I can - I totally didnt think this thru properly. Especially since this increase in debt has freaked me out today (see my earlier post). x

Me too had the gold got the cash and spent it on paying CC bills. Give the CCCS a ring they must expect this happening. Since I did my debt remedy my council tax and water bills have increased so it happens. Give them a call and put your mind a rest otherwise you will make yourself poorly ill

dmb_2

No its not weird at all to feel excited. I felt the same when mine started in December last year.

pure_dead_dopey

erk we were on page 3 again, is someone taking their clothes off on the quiet???? Vic is it you? True what have you been doing???
off doon sooth for a few days to sort out some English pesky small businesspersons, as if the Scottish ones aren't enough.

see you all Friday,
have fun

nonnynonny

My first CCCS payments to creditors have appeared on cahoot online today.

In almost a month now, i have not had one single phone call or nasty letter from 7 creditors and all have confirmed they accept.