Starting my DMP on 1st Feb... Anyone want to join me?

true27

pure_dead_dopey wrote: »

erk we were on page 3 again, is someone taking their clothes off on the quiet???? Vic is it you? True what have you been doing???
off doon sooth for a few days to sort out some English pesky small businesspersons, as if the Scottish ones aren't enough.

see you all Friday,
have fun

Not guilty, I've been being good as ordered !!

See you Friday!

true27

nonnynonny wrote: »

My first CCCS payments to creditors have appeared on cahoot online today.

In almost a month now, i have not had one single phone call or nasty letter from 7 creditors and all have confirmed they accept.

Thats fantastic news Nonny!! :j

Rhian82

nonnynonny wrote: »

My first CCCS payments to creditors have appeared on cahoot online today.

In almost a month now, i have not had one single phone call or nasty letter from 7 creditors and all have confirmed they accept.

Wow that's brilliant, hope I'm as lucky.

true27

Losing honey, hugs...the start is never easy - but please believe me when I say I wish I had £17 a week to live on . Firstly, like someone said above, please ring CCCS and talk this through with them, they are the experts after all. Secondly, I got some gorgeous make up from Tesco, lovely new kinickers from Asda, I always buy whatever deoderant is on £1 a can (so I get a new "fragrance" every couple of weeks) and its all rolled into my grocery budget. I know its a bit boring trawling around the shops, but it really can pay off. My son grows like yours does, but instead of easter eggs, he has new school shoes from my Mum, bits and bobs from my Dad - because I have a huge divorced family, just like you! As for presents, it takes time, but try becoming a bit more creative? Charity shops, poundland, ebay - there are ways to make it all work I promise, it just takes time to get used to it. Take care xxx

true27

Morning All!!

Back to work today could really use another day to rest, I'm shattered!!

Oh well, nothing DFW is going to be happening in the land of True today - got split shifts at the chippy....

Hugs all round, happy Thursday xxx

NaughtyMummy

true27 wrote: »

Losing honey, hugs...the start is never easy - but please believe me when I say I wish I had £17 a week to live on . Firstly, like someone said above, please ring CCCS and talk this through with them, they are the experts after all. Secondly, I got some gorgeous make up from Tesco, lovely new kinickers from Asda, I always buy whatever deoderant is on £1 a can (so I get a new "fragrance" every couple of weeks) and its all rolled into my grocery budget. I know its a bit boring trawling around the shops, but it really can pay off. My son grows like yours does, but instead of easter eggs, he has new school shoes from my Mum, bits and bobs from my Dad - because I have a huge divorced family, just like you! As for presents, it takes time, but try becoming a bit more creative? Charity shops, poundland, ebay - there are ways to make it all work I promise, it just takes time to get used to it. Take care xxx

I agree with the above. True is right. Just seeing what is on offer and buying it at the time. When I see toys/books at the cheap prices I buy ready for the parties up and coming. Most definately with the deodrants too.These all come out of my grocery budget too. We are lucky as we have a grocery shop in our village who is really competitive. I'm just finding my feet going around and getting the best deal. I used the big stores and buying everything and paying over the odds sometimes to as it was convienient. My daughters uniform for school is going to be made up from presents at Easter and birthday this year and probably years to come. Our family is more than happy to help in this way.

Group hugs:grouphug:allround this morning.
xx

VicB

pure_dead_dopey wrote: »

erk we were on page 3 again, is someone taking their clothes off on the quiet???? Vic is it you? True what have you been doing???
off doon sooth for a few days to sort out some English pesky small businesspersons, as if the Scottish ones aren't enough.

see you all Friday,
have fun

Page 3?? Was thinking of ditching the clothes, save a bit of money

Nothing new here, to a boring level. Still nothing for Barclaycard or Sainsbury Bank...it is getting a bit odd now, been 2 months since DMP letters went out. But I guess no news is good news!

Rhian82

Our new account is all set up now - got the PINs yesterday so we can actually access our money, and the tax credits have started going into it. And they may be needed straight away - DS's favourite toy appears to have been lost at nursery, and he really struggled to sleep last night without it, so I may be popping into town at lunch to buy a new one - just what I needed!

true27

tedsd wrote: »

Is it me, or does everything seem to break or as you say get lost, when you start a DMP?????

Nope, not just you! Tumble dryer went kaput over here, but I think we've decided not to replace it - very green-MSE of me I think!

true27

tedsd wrote: »

Crap One didn't phone me yesterday, do you think I should phone and check they are ok????

:rotfl::rotfl::rotfl: maybe they didn't pay their phone bill and have been cut off :rotfl: