Debt Free by 40 Debt Diary

Eupho

oakdale_minx wrote:

I was feeling really down last night and was on the verge of closing the diary and hiding away.

Noo nooo noooo.. don't you dare young lady

You are a great inspiration and when you start at the begining of your diary and read through.. you have come sooooo far. Group hug! Group hug! :grouphug:
(ermm that looks ever so slightly .. ehh. rude?) haha

BoingBoing_2

Please stick with it, we all have our 'down' days!

I realise that after saving and working so hard for so long, the prospect of spending such a large amount on one item can be daunting but you're doing the right thing, do plenty of research and get lots of opinions (but not the BF's!) and then take someone you trust with you when you do go to buy.

Also try asking for a discount or extras if you're paying cash

Good luck x

hypno06

The fact that you seem so nervous and reluctant about spending £2000 just goes to show how far you have come on your journey.

I bet it is not really that long ago that the money would have been burning a hole in your pocket and would have been spent without rational thinking and soul searching?

Be proud of the "place" you are in at the moment x

ZTD

oakdale_minx wrote:

I was feeling really down last night and was on the verge of closing the diary and hiding away.

Ooh...no one would have let you do that. We'd have sent a spy just like with OberonSH...

oakdale_minx wrote:

Mad and bizarre as this will sound, the car thing is starting to stress me out.

Just take a deep breath, and relax. You have (in the words of Louis Armstrong) all the time in the world. You may feel the money is burning a hole in your pocket - but it isn't.

oakdale_minx wrote:

I'm scared to spend the money to be honest. I think - spend £900 and I might break down because it is a banger. Spend £2000 and if it breaks down I've put all my eggs into one basket money wise.

But if you spend £1500, then you have a reasonably decent car and have £500 to put it right with - in the unfortunate event it needed it.

oakdale_minx wrote:

Weird that having money and choice can be stressful!

Choice is always stressful. Ever seen a sheep in therapy?

Just keep a list of the cars you looked at - their full details, and keep a note of why you rejected them. If the Civic - or something like it - came up again, you'd be that much further down the decision making.

GettingThingsDone

OM - did you catch the new Master Chef last night? Something to take your mind off the stress of car hunting maybe?

oakdale_minx

Master Chef, pah. Still spit and snarl when I see it!!! ggggggrrrrrr!!!!!

Tried to watch it on Wednesday, but found myself swearing at the TV!!

Bunnyinthelights

GTD:
I think you've poured salt into an old festering wound...;)

O-M
Have you heard ANYTHING about claiming your charges back?
I can't wait to find out for you!!!!
(DId that make sense?)
Bunny x

oakdale_minx

Drum roll........

Dear Oakdale Minx

You want us to come to court with you on the 22 February. Erm, we aren't that keen. How does a cheque for £4693.08 sound???

Love and kisses
The Abbey


Dear The Abbey

£4693.08 is ok for starters I guess, however you've ballsed up on the daily interest and it is over £100 short. I'll give you a tinkle about it later.

Love and kisses
O_M

PS treat yourself to a Tesco Value lager on me.

WOOOOOOOOOOOOOOOOOOOOOOOHHHHHHHHHOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

Craftyscholar

oakdale_minx wrote:

Drum roll........

Dear Oakdale Minx

You want us to come to court with you on the 22 February. Erm, we aren't that keen. How does a cheque for £4693.08 sound???

Love and kisses
The Abbey


Dear The Abbey

£4693.08 is ok for starters I guess, however you've ballsed up on the daily interest and it is over £100 short. I'll give you a tinkle about it later.

Love and kisses
O_M

PS treat yourself to a Tesco Value lager on me.

WOOOOOOOOOOOOOOOOOOOOOOOHHHHHHHHHOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

RESULT!!!!!!!!!!!!!!!!
WOW that is great news O_M.

On the car front. Do you have anyone else who knows about cars who could advise you?
HE does not seem to grasp the things that matter to you
1. You need an automatic
2. You need a reliable make (not just a cheap deal)

charl8888

FANTASTIC NEWS!

Really pleased for you!

Well done - it couldn't have happened to a more deserving person!
What with this and the back pay you're on a roll!

Does this mean a rethink on the car situation or is it all going straight at the debt?