Debt Free by 40 Debt Diary

tiff · 14 February 2007 at 2:39PM

You can do as many or as few hours as you like, but I think the requirement is to log in once a month.

Pay is per question, 30p each.

Good to work for I think, nice people although we dont really have that much contact, except at review time.

Tax is fairly straight forward, you'll need to keep a record of how much they pay you each month.

oakdale_minx · 14 February 2007 at 2:54PM

Cheers for that tiff!

I've been sent home

I had a rather sarcastic email from Cruella and got a bit upset. I then had a very very heavy nosebleed in the ladies. I've had nosebleeds before and my GP years ago said it was like a 'pressure valve', but it was a bit frightening and I felt awful afterwards. I went to see Cruella to ask if I could change a meeting time with her just so I could have 10 minutes quiet somewhere and she got all over protective, insisted on finding a first aider, then told me I had to go home, had to go to my GP this afternoon to get my blood pressure checked. I'm going at 2.30 and I know it will be high. It was the email that caused it, just one dig too many.

I didn't want to come home because I don't want her saying to anyone - see she can't cope. She was 'I'm very worried about you, your health is important' it was so sickly it was awful.

I'm very tired and have a headache now.

I want to hide in a corner and stay there. Debt is keeping me in this job and I know life shouldn't be full of 'if only's' but if only I hadn't been so stupid this time, I would now be in a position that I wouldn't have the secured loan and I could take a hefty pay cut. Jobs in this area in my line of work are few and far between sadly and as I have 15 years experience, going for a more 'junior' post would make employers wonder why I want to step down.

PercyPig · 14 February 2007 at 2:58PM

Hi OM (((have a virtual hug)))

I can really identify with how you are feeling. I have my own version of Cruella in my office and I too have suffered with high blood pressue - bought on my stress at work - and my latest thing is a blood vessel that keeps popping in my eye. The doctor told me this was a "pressure valve" type thing too. I get so angry with myself sometimes because if I hadn't been so stupid to get in to debt, I could walk away from situations I am unhappy with.

Sorry to turn this into a mini-moan on my behalf - hope you get on okay at the Docs.

tiff · 14 February 2007 at 3:02PM

Sorry, I answered the question without thinking it was directed at you lol.

ZTD · 14 February 2007 at 3:03PM

oakdale_minx wrote:

I then had a very very heavy nosebleed in the ladies.

Well I hope it's a bit better now.

oakdale_minx wrote:

I didn't want to come home because I don't want her saying to anyone - see she can't cope. She was 'I'm very worried about you, your health is important' it was so sickly it was awful.

Did you not tell her that sometimes you bleed from the other end as well? :rolleyes:

oakdale_minx wrote:

I'm very tired and have a headache now.

Get some sleep. Tiredness is telling you you're tired - so get some sleep.

oakdale_minx wrote:

I want to hide in a corner and stay there. Debt is keeping me in this job and I know life shouldn't be full of 'if only's' but if only I hadn't been so stupid this time, I would now be in a position that I wouldn't have the secured loan and I could take a hefty pay cut. Jobs in this area in my line of work are few and far between sadly and as I have 15 years experience, going for a more 'junior' post would make employers wonder why I want to step down.

So how about looking in different areas for jobs? What keeps you in that part of the world anyway?

oakdale_minx · 14 February 2007 at 3:04PM

not a problem tiff

Off to get changed to go to the doctors. It is going to take all my umph to get myself there. I hate going and would much prefer to sit here.

ZTD · 14 February 2007 at 3:12PM

oakdale_minx wrote:

not a problem tiff

Off to get changed to go to the doctors. It is going to take all my umph to get myself there. I hate going and would much prefer to sit here.

You're not alone. My Dad hates it too. He says it's because they're full of ill people... :rolleyes:

oakdale_minx · 14 February 2007 at 4:09PM

It was 140/80, so it was fine. A surprise to be honest. They still want to monitor it and I was given the choice of wearing a monitor for 24 hours which takes a reading every 30 minutes or seeing the same practice nurse every fortnight to get a consistent reading over a period of time. I'm going to see the nurse!! I HATE BP monitors, the constriction makes me feel sick! I work opposite my GP's surgery so I can literally wander over the road.

I still feel tired and washed out. I went to Tesco Express on the way back and spent £10. It is still in the bags and I don't think I've bought anything I 'needed'! I think I just blindly picked up bits , but I did get a bottle of rose wine as a treat for myself.

oakdale_minx · 14 February 2007 at 5:28PM

just phoned GE to reduce my loan term again. Apparently i'm only allowed to re-structure every 6 months and because I've only just done it, I have to wait until June. However I can make overpayments by cheque or debit card at any time, which I didn't realise I could do. I'm going to start doing that from the 1st March. £80 a month extra, which is the CC payments I won't need to make anymore will make the term 4 years. So I will do £100 a month and that will make it just under 4 years.

If anything happens I know then I can stop the overpayment.

Also got citicards court skeleton argument as well today, so need to start looking at that.

Knock on the door this afternoon - I thought ooooooooooooooooooooooooohhhhh, flowers from a mystery admirer (knowing full well it wouldn't be from the OH)!!!!! Flung the door open..........meter man..........ah well.......

Printed off a prelim letter for the £290 of charges I discovered the other day.

With regards to my OH and last night, I felt like I was almost at the top of a big wave and probably one more sentence would have pushed me over the top of the wave and there would have been no going back........but it was still a bit too 'scary' to do..........