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Debt Free by 40 Debt Diary

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Comments

  • Congratulations, I'm so pleased for you :D:D
    I :heart2: saving money
  • Hey Oakdale_Minx

    Just wanted to say how gripped I have been reading your diary. I've only just discovered this site, and forums, and have spent most of the last three days (between work assignments - I'm a freelancer writer) following your posts. This is my first post!

    A lot of people have said that your journey is an inspiring one, and they're absolutely right. I felt a massive wave of happiness for you when I read the entry (from just an hour ago) which stated that you've cleared your unsecured debts. A big well done from me for that - I think it's an absolutely terrific achievement.

    I also know how it feels to be in a less than ideal job situation. My last full time job was in an advertising agency, where I was completely misunderstood professionally by almost everyone (I was/am a marketing copywriter, specifically) including my immediate boss. He didn't know what to do with me, and when we moved offices he 'forgot' to put me with the rest of the creative team. I got so isolated that I left and went freelance.

    Anyway, enough about me... I shall get round to posting in another thread about my debt stuff (£45,000-ish unsecured and counting, with no regular income - eek!) as thanks to you and others on this site I have decided to start throwing time, energy and effort at my debts.

    Thanks for being inspiring, thanks for sharing, thanks for offering kind words and constructive advice to others even when your day was going to the dogs...

    ...and thanks for the link to the chocolate beetroot cake recipe, I love it!

    OrangeProse
    "I'm not a one-trick pony. I'm not a ten-trick pony. I'm a whole field of ponies - and they're all literally running towards this job."
    An utter berk, 2010.
  • Oh my God! I've been following this all the way through and forgot about the chocolate beetroot cake - 3 words that represent 3 of the finest foodstuffs on Earth!

    Please can someone post the link again?

    Ta!
    1st September 2007

    Credit Cards: £960
    Personal Loan: £4700
    Overdrafts: £2000
    Total = £7660

    Debt when joined MSE Feb 07 = £13613


    Olympic Challenge (Mar07-Sep07): Target: £2000 Current: £5953

    Savings for house deposit since Mar 07: £1000

    Bank Charges reclaimed: £733 (Barclaycard)

    I MUST...I MUST...I MUST NEVER GO BUST!
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on no unsecured debt.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Well done OH! Another debt bites the dust!!!:money:
    :D Thanks to MSE, I am mortgage free!:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Congratulations!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Congratulations OM!!! Amazing news!!!
    2007 Bronze Olympic Challenge: Total £1057.34 :j
    DFW Nerd 269: Proud To Be Dealing With My Debts
  • Nice one OM! And it's nearly the weekend!!
    Official DFW Nerd Club - Member no. 208 - Proud To Have Dealt With My Debts DEBT FREE DECEMBER 2008!!!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Congrats girl!

    Just the OH to ditch now then......?

    Have a good weekend x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • polki
    polki Posts: 548 Forumite
    Part of the Furniture 500 Posts
    Many, many congratulations:j

    I hope you have a good day today - take care.
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