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Debt Free by 40 Debt Diary

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  • Ho OM - congrats on getting to the 1,000 post mark on here btw! :T :eek:

    Was this the chocolate club you recently quit? http://www.chocs.co.uk/

    They are gorgeous, but I guess a little pricey :o

    Any more news on the OH? Is he behaving himself (after all the silliness over the car :rolleyes: :rotfl: )

    IW x
    Official DFW Nerd Club - Member no. 222 :beer:
    :T Debt free wannabe - Proud to be dealing with my debts! :T

    Remember the MoneySaving mantras!

    IF YOU'RE SKINT......
    Do I need it? Can I afford it? Can I find it cheaper anywhere else?

    IF YOU'RE NOT SKINT......
    Will I use it? Is it worth it? Can I find it cheaper anywhere else?
  • kiwigirl
    kiwigirl Posts: 383 Forumite
    HI OM

    Just a quick post to say congratulations :j . So glad to hear the good news.

    Glad you didn't get a Rover, the 2 out of 3 smashes I've had have been with them (hitting me) don't know what the other one was as it didn't leave anything! :mad:

    With the last smash, as we knew who hit me (neighbour! "didn't see me as he had 9 bags of rubbish in the car" :eek: could of been his 5 yo neighbour walking behind him) was allowed a courtesy car, was expecting a Corsa or similar sized vehicle, (drive an Audi estate), so insurance company were telling me that I'd get a prestige car, diesel and would I mind an automatic? As they didn't get many of that spec in. Agreed to get transport....

    Well, 2 days later they turned up in this Merc, estate, automatic and diesel (was nice) was cheekily asked could they trust me with this, I asked them why did they bring me a hearse? (It was black).

    Jumped in and the car had only got 80 miles on clock :eek: delivery milage only - was returned a month later (took that long to sort out my car :mad: ) with over 1200 on the darn thing :D , was nice but went through diesel a bit more than mine does. Well, I had to show it off a bit didn't I!

    Enjoy it and hope that OH doesn't sulk too much KG
  • Great news on the bank charges and car front OM. :j

    Enjoy!!!
    :D Thanks to MSE, I am mortgage free!:D
  • medman
    medman Posts: 325 Forumite
    Hi O_M

    Just got back from a couple of days in Scotland and caught up with your diary. Wow what a difference a day makes. Great news on the Bank charges and the right car in the end. Nearly DF. Amazing
    Really really pleased

    MM
  • I don't want to be at work today, I mean REALLY don't want to be at work. I was almost crying driving to work. I'm sick of every single day wondering if I'm going to be told off for something non-existent.

    For some weird reason it pushes all the lovely events of the last few days into a shadow.

    I'm going to seriously start looking for another job.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Maybe today is your job lightbulb moment?

    Good luck and go with your instincts. How about going to an agency to see what they have in the way of temp work for the moment. You stay in control that way and would be able to continue looking for something better/permanent.

    Stay strong. When you get to work write down on a post it note all the good things that have happened this week. Put it somewhere where you can see it and allow yourself a little smile because of it. I bet Cruella hasn't got £8000 and a new car in the last few days.....
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • ZTD
    ZTD Posts: 24,327 Forumite
    For some weird reason it pushes all the lovely events of the last few days into a shadow.

    Not a weird reason at all. You spend a third of your life at work, and it is the basis on which a great deal more of your life is paid with. It is important, and deep problems such as this do have an impact.

    :grouphug:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    as someone else said why dont you try an agency?
    you have nothing to loose & everything to gain
    at least now you only have the one loan to think about
    take care
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PercyPig
    PercyPig Posts: 162 Forumite
    Hi OM - just catching up on the weekend's posts and am thrilled to see you have bought a car - it sounds lovely :j

    Sorry you feel so down about work, its a shame as everything else seems to be going well at the moment. I am in a job I hate as well so I am seriously considering my options at the moment.
    Dealing with my debt and my weight :D
    Debt at LBM 22/12/08 £33,270
    Debt now £30,100 (9.5% paid off)

    £2 coins saved and banked = £210
  • kiwigirl
    kiwigirl Posts: 383 Forumite
    Hi OM,

    As one of my old colleague used to say don't let the (insert expletive) get you down. I know it's easier said than done, as I've said before I had 2 years of sheer hell at the mercy of a workplace bully, but have been out of that situation nearly 9 months now, and still trying to get a decent enough job to be able to leave my parents place.

    As I've mentioned before look at some agencies and stick your CV on them, most of them are free and if you stick some of the "in words" nowadays it may stick out enough to get an agency to start calling you - I get these occaisionally myself, some I've got to apply for myself - got one phone tomorrow (it was supposed to be Friday but got postponed as the interviewer was running late out of a meeting).

    At the end of the day it's not going to cost you anything (just time for your CV which you'd be doing anyway) and sticking it on a few agencies websites.

    Good luck and as others have said, look how much you've accomplished this year never mind the last week.

    KG
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