Bang...and the debt is gone! (Hopefully!)

MissShoes

So update:

Payday has been and gone. 31 days til payday!

I paid off in full my LPF visa and my Ikea card. :j

Also made first of my 4 payments to my friend.

Signature is looking healthy and seeing progress which is encouraging.

An exciting few months ahead!

OH thinks his overpay is tax. He paid me back all he owed me plus this month's rent, bills and his half of food.

I have done an AF order for £52. I got 24 various flavours stirfry sauces, 12 thai curry sauces, a huge bag of pizza dough mix, bags of bread mixes, casserole sauce mixes, chilli sauce sachets for marinating meat, fajita kits, moisturiser and a clock! Mainly though I stocked up on biscuits/snacks/treats for OH and 89 drinks- juices, waters, soft drinks etc. OH is muttering about taking his own lunches so there are lots of bits for him to take.

OH is trying a new system. £10 a day spends- this can be for coffee in the morning, lunch, snacks, smokes, newspaper etc. All of this I think is a waste or he should only have one spendy day a week! Anyway, whatever isn't spent from the £10 he puts into his pot at the end of the day. The next day he'll start a new £10. Will see how this goes.

Huge Mr T order arrived. Sorted for the month (and probably longer) are toiletries, cleaning products, laundry stuff, sundries such as foil/bin liners/sandwich bags, meat, canned stuff, tinned stuff, pasta, rice, noodles etc. Freezer, fridge and cupboards heaving. I'm going to try to post daily to keep me on track but the idea is no unnecessary grocery shopping. If I don't have an ingredient, make do without or use a substitute. We have bread rolls in the freezer and 3 loaves of bread so that shouldn't be too much of an issue.

Just top ups for fruit, veg, milk, cheese etc.

So free flebay listing today. I have a crazy aim to list 50 new items- it is probably impossible but once I've finished this post I'll jump in the shower, get ready for the day (at 2pm!!) and then get started.

Fancy trying a fiscal fast starting tomorrow, except for Thurs and Fri night as I have plans. The only spends I'll allow myself is:

milk (if needed)
beauty appointment- already budgeted for and have cash ready in my purse.
spends when out

£80 from quidc0 I'm hoping will clear soon- it's been 6 months since I bought the home ins policy which earnt it so I'm checking religiously.

I have done some naughty spending too......

Sheets, pillows, pillow protectors- much needed from 1kea £54 ish

3 pairs of summer sandals and 2 pairs leggings from New L00k £47 ish

6 dresses, and 6 tops in Hand M sale £80 ish

:eek::eek::eek::eek::eek:

In my defence, I was celebrating my two paid in full accounts and I aim to make up most of the money with my fab 50 flebay listings!

The sheets were the most important- we have 2 older pillows that OH insists on keeping even though they are old and yuck. I will throw them out and replace them with the new ones mwah ha ha. Also the sheets are 2 whole sets and have a bit more colour to them than our current ones- just plain white and looking tired. Will wash, fold and store our current ones as back up.

So no spends all week, apart from Thurs and Fri night as I have plans with the girls.

MissShoes

30 items on flebay so far...

snozberry

You need to take me clothes shopping because I never seem to get that much for my money when I go

I read bits of the fiscal thread with my eyes half shut (was a longggg week). I am right in thinking that it is as many NSD's on the trot as possible??

MissShoes

So there are now 26 days until payday- obsessed much?!

Cupboards full of AF order. The place is clean, the cupboards full and the new pillows are here. The old ones have made a hasty departure and I'm looking forward to a night of new linen- bliss.

Have been relatively disorganised this week with spends and lunches meaning fiscal fast has been a non-starter. I am now on the straight and narrow for LSDs and lots of flebay listing to bring in the pennies.

The problem with monthly paydays is I feel I'm making no progress fir 29 days a month and wishing my time away until the next paycheck!

MissShoes

Called LPFvisa and 1kea- my accounts are now closed. A £13 refund winging it's way to my bank as I had a positive balance- there's a first.

Checking creditexper1 daily to check for update although I know it could take up to a month.

I have a dress to return to shop which is £12.49 although I may get the courier to collect it.

Have £10.70 and £10.72 on way from paypa1 . Still waiting for a few buyers to pay and then I'll have another £17.50 approx on way.

Need to post 8 items.

Moneywise- have £223.17 in bank. This has to cover:

14.99 creditexper1
155 direct debit
6.82 direct debit for flebay fees
38.44 order which is pending
5 to charity

=£220.25

Ebay sales money will be kept in here once it's cleared.

In my purse I have £114. This has to cover:
33.00 beauty
20.00 flebay postage- this is a generous estimate

= £53.00 leaving me with £61 for milk, cheese, bread, veg/fruit top ups and fuel top if if I need any of those.

Not a whole lot spare but plenty if I look at it like this:

£61 left in purse
£2.92 left in bank
£21.42 on way from paypa1
£12.49 due from taking dress back
£13.24 refund from positive balance

= £111.07 for food top ups/fuel top ups and anything extra.

Plus I have £100 in savings which I'm trying not to touch as I want to keep it set aside for an event at the end of the month which means April's budget is looking tight.

MissShoes

These can be on any day as everything is in. I just need lasagne sheets (£0.39) and possibly some milk (£1.00) and cheese (£1.99)

Fruit and veg I can pick up as and when.

1) Homemade pizzas- sauce has been made (tinned toms, passata, lots of onion and garlic, cayenne and chilli, basil and oregano, plenty of black pepper and salt)- will make bases

2) spag bol- need to use up mushrooms. Will make big batch and add extra passata to eek it out for a lasagne

3) lasagne- see above

4) chicken thai red curry with lime and coriander rice

5) toad in the hole with mash, peas and broccoli

6) prawn and crab curry with ginger, chilli, garlic and lime- serve with fried rice

7) chicken and noodles in schezuan tomato and pepper stirfry sauce

8) homemade burgers with giant buns, cheese, salad, onions, tomato and chips for OH

9) marinated chicken in chilli, cayenne, paprika, pepper, salt, onion, garlic (we call this inferno chicken) with chips or rice and salad

10) seabass in lemon and herb marinade (roasted in foil bags in oven) served with potatoes and veg

11) salmon as above

12) chickpea and spinach curry served with HM naan breads

13) tuna pasta bake

14) chicken in black bean sauce with noodles or fried rice

15) jacket potatoes, beans and cheese

16) HM sundried tomato foccacia with caramelised sausages (roasted with onions), salad and veg

17) cottage pie

18) fisherman's pie with salmon, basa fillet and prawns, served with peas

19) stew- onion, sausage or other meat, tinned toms, stock, pearl barley, served on jacket potatoes

20) spaghetti carbonara

21) roast dinner with chicken thighs, roast potatoes, veg, HM yorkies and veg

22) chicken casserole made with chicken pieces, casserole mix, onion, mushroom, potatoes and dumplings if needs padding out

23) tandoori chicken, rice, homemade naan breads

24) sausage and mash with veg

25) spanish omelette


breakfasts will be cereal, toast, bagels, eggs and bacon etc with coffee or tea

lunches for me will be couscous salad, JP with beans, leftovers, cereal, omelettes or soup from freezer. I'll use up branstonbeans that OH doesn't like.

MissShoes

So here is the list of tasks that need completing, no specific date or time. I just need to steadily work through them and tick them off the list as I go. Some are relatively small and will take minutes, others are more laborious but necessary. I'll try to list them room by room to give myself a sense of order.

Bathroom

1) wash shower curtain in bio powder and hang back up DONE
2) do a big wash of all towels and bathmats- hang/fold them up DONE
3) fix toilet seat so it doesn't move DONE
4) wipe around skirting board DONE
5) deep hoover lino (this is almost scrubbing the lino as I hoover- I know it sounds weird but it works) DONE
6) wipe down floor DONE
7) wipe down artwork DONE
8) quickwipe of bath, sink, top of loo DONE
9) clean mirrors DONE
10) fill holes in plaster above sink where shelf was
11) repaint once holes filled- touch up with white, not a full repaint
12) clean litter tray- in flash solution, do tray and lid with door
13) bleach and scrub bath after doing litter tray
14) clean window DONE

Hallway
1) wipe down skirting DONE
2) deep hoover DONE
3) wipe down table DONE
4) organise coats and shoes DONE
5) hoover mat outside frontdoor DONE
6) hoover entrance DONE
7) sort out cupboard- organise/bin/sell/use/tidy DONE

Kitchen
1) all tea and coffee cups to soak with bleach solution to get rid of stains- wash normally after
2) clean washing machine door/rubber seals/tray for detergent then run on hot wash with vinegar DONE
3) try to neaten up kitchen lino where it's ruckled
4) wipe down skirting
5) clean behind washing machine- bleach/flash solution
6) clean behind cooker- bleach/flash solution
7) clean oven
8) clean drawer beneath oven where trays etc are kept
9) wipe down shelves, window sill.
10) wash down cupboard doors inside and out
11) clean fridge
12) clean microwave
13) sort little storage drawers
14) wipe out, organise and sort spice drawer DONE
15) wipe out, organise and sort cutlery drawer DONE
16) completely clean out and organise sink cupboard DONE
17) empty and wipe out 3 'bottom cupboards' and rearrange to make best use of space
18) empty and wipe out 2 'top cupboards' and rearrange to make best use of space
19) clean window DONE
20) deep hoover lino (this is almost scrubbing the lino as I hoover- I know it sounds weird but it works) DONE
21) wipe down floor DONE
22) wash out bin- wash lid and bin in flash/bleach solution in bath (will do this, then same to litter tray, then scrub bath)
23) organise tea towels/cloths- wash/bin/buy DONE

Lounge
1) wash windows DONE
2) clean window sills DONE
3) dust and wipe all surfaces DONE
4) wipe skirting DONE
5) deep hoover DONE
6) coffee table- sort out and organise
7) touch up paintwork where scuffed
8) hoover sofa DONE
9) wash cushion covers and put back on DONE
10) shake out sofa covers, wash and put back on DONE- but thrown covers
11) hoover, clean and sort under sofa DONE

Bedroom
1) hoover, clean and sort under bed DONE
2) fix or throw broken lamp DONE
3) sort old bed linen- washed, folded and stored DONE
4) wipe down skirting DONE
5) deep hoover DONE
6) wipe/dust all surfaces DONE
7) wipe and clean windowsill DONE
8) wash windows DONE
9) hoover out chest of drawers DONE
10) fix broken drawer DONE
11) hoover out wardrobes DONE
12) organise wardrobes- things hung/folded/sold/binned DONE
13) organise chest of drawers- things folded/sold/binned DONE
14) wash laundry bin DONE
15) wash sleeping bag, fold and store DONE
16) put new linen on second duvet, fold and store DONE
17) touch up paint by lightswitch
18) wipe down blind DONE
19) new storage boxes for tops of wardrobes
20) wipe down, fold and store airbed
21) fix curtain pole

For each room the general method is:

clean
tidy
organise
clear out rubbish and broken/worthless things
clear out and amass ebay pile

MissShoes

home made pizzas= delicious

took around 15 minutes to make then the same again to cook.

100g pizza flour= 1 large thin and crispy pizza

We have enough for 33 more pizzas!

OH was great at it- and up for doing this instead of buying his frozen pizzas.

MissShoes

still no sign of sainsbobs cashback- wonder how much longer it'll be?

have decided to return dress tomo- should be free parking on sunday.

Hiddenidenity

Wow your so organised! I havent been able to catch up properly for a while. Im going to copy your list out and carry it around with me but the bedrooms x 3 Your meals sound nice room from one more

Hope your well