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Debt free before baby.

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Comments

  • sazzle81
    sazzle81 Posts: 178 Forumite
    Well got bits and bobs done, not as much as I would have liked to. But the plans are tricky as not sure what needs to be in them anymore!!
    But feel quite organised for once :j

    Made the NSD. kept popping onto questionannaire sites but nothing on Toluna or pure profile and only a coupld on Onepoll. I must get back into Dooyoo.

    Feeling a little better until I stood up too quickly earlier and am now back to square one. Still not got much to do this evening except sit on the sofa and watch Glee!!
    NSD -5/20
    Emergency funds - £84
    Loan payments - [STRIKE]48[/STRIKE]40
  • sazzle81
    sazzle81 Posts: 178 Forumite
    In very bad mood today :mad::mad::mad::mad:

    Rubbish day at work, very stressful and intense, shouldn't really have gone in as still not supposed to drive but had a meeting with boss about a child in class. Only to find boss working from home :mad::mad:.

    Still cancelled my reflexology and acupunture as couldn't face talking to anyone, so although I sort of wish I'd gone now, it's made today another NSD.

    Received a letter from Next after I complained about customer service. (bought a pair of trousers and the zip broke within 2 months, just wanted an exchange so didn't take receipt. Manager was insistant that Next policy had changed and I could only have an exchange if I had reciept. I pointed out various rights etc but she was rather rude and having none of it. Went home dug out receipt and have now gone for full refund - finding the quality of Next dreadful at the mo) Anyway where was I? Ah yes, so response to complaint was to sa they would look into staff training and they sent me a £20 voucher. That's cheered me up a little, although not sure what there is to buy in Next for £20 :rotfl:.

    Looking forward to Big Fat Gypsy Wedding tonight.

    Anyway going to go and give my head a shake and try and get over this grump.
    NSD -5/20
    Emergency funds - £84
    Loan payments - [STRIKE]48[/STRIKE]40
  • loumac
    loumac Posts: 942 Forumite
    I love the effect of the grumpy red angry face icon! Really helps to vent some feelings. ;)

    Hope you're feeling better, don't push yourself if you're not well, school can wait!
    Wandered away from the MSE track for a while but am back and on a mission! Debts cleared nearly £18k. Now to start saving ...
  • sazzle81
    sazzle81 Posts: 178 Forumite
    Haha, yes the red angry face is very theraputic!!

    Still not a great day, issues at school with a child being aggressive towards me. Sick of being hit, kicked, punched and headbutted in the stomach and being told that the child is just "playing".:mad:
    Needless to say I'm stepping up the job hunt!

    On the plus side yet another NSD. Starting to get very very bored with NSDs!! :rotfl:

    Did a few curvey sites but not much on there, still nothing on Toluna or pureprofile.

    Gosh I sound so very very dull!!! :rotfl:
    NSD -5/20
    Emergency funds - £84
    Loan payments - [STRIKE]48[/STRIKE]40
  • sashybo
    sashybo Posts: 4,600 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sorry to hear about the diagnosis sazzle, hope you're feeling better.

    Also - :eek: at the child just "playing" when it sounds like assault to me. :mad:

    I remember I didn't get any surveys from Toluna for ages as well - you can do the quick polls on the site though - think you get 15 points for those and sometimes you will qualify for a survey through those as well.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £10,345, Car loan CC 0% BT £4900. Debt Free Diary to try & keep spending in check.
  • sazzle81
    sazzle81 Posts: 178 Forumite
    Thanks for the Toluna advice Sashybo! Will get on it!

    Didn't have a NSD today :jBought some clothes for work and Take a Break to do the comps. Also went to see friends and took cakes. Wasn't an expensive spend and made me feel much better than yesterday. :D
    Bit miffed with Scottish Power, Switched to them 4 months ago and was relatively pleased when our last bill came in with only £100 underpayment - usually it was higher with NPower during the winter. So imagine my concern when Scottish Power emailed me today to say they were increasing my monthly direct debit to £78 - practically 50% :eek:. Have emailed them back to say I don't feel this is fair - especially following a rather chilly winter! Don't think I'll get anywhere, may have to see if I can go to paying when we receive a bill and putting the amount away each month. Not sure what's the best option??

    Anyway, did the usual round of survey sites - actually had a pureprofile today :jAlso completed TAB comps and have them to post tomorrow. Also going to take one of the cardis back I got as it looked a lighter beige colour in shop but when I got home it's a brown and I have no brown trousers. Also have some clothes I got to give as a birthday present but then didn't in the end.

    Hoping to have a more exciting weekend, payday is slowly dragging closer and closer!!
    NSD -5/20
    Emergency funds - £84
    Loan payments - [STRIKE]48[/STRIKE]40
  • sazzle81
    sazzle81 Posts: 178 Forumite
    Flying visit!

    Busy busy weekend, running all round the north east.
    We have a new Next home that's opened so went to visit with our Next vouchers that we got as wedding presents. We desperately need to sort out our living room because it could be absolutely anyones! I would love to get some things that my OH affectionately refers to as Next Junk but we have nothing to display it on. Had a look at sideboards and unfortunately our vouchers don't even come close to affording anything :eek: Funnily enough saw a few things that have had my eye on for a while which have dramatically increased in price - me thinks Next have taken the VAT rise as a chance to rise their prices.
    So we've got one of their designers out on Wednesday to give us some ideas that will hopefully be within our budget :D
    I myself have done nothing but eat in an attempt to stop the nausea and dizziness. Hoping to try the gym tomorrow as am able to move my head without falling over:j
    Got an email from Scottish Power and basically was told that because my bill was £100 more than I had paid by direct debit they were being forced to increase our monthly payments by nearly 50% :mad: I've have replied stating that I assume once our bill comes back as less then what we have paid then our monthly payments will then be reduced.:rotfl:I won't hold my breath!!

    OH out tonight at poker and I have had a Lovefilm drop. Can't decide against Supernatural or Mad Men series 2!!
    NSD -5/20
    Emergency funds - £84
    Loan payments - [STRIKE]48[/STRIKE]40
  • sazzle81
    sazzle81 Posts: 178 Forumite
    Absolutely nothing to report!! Hence why not updating diary.
    Been a bit lax about things TBH. Need to take things back and collect OH suit from the dry cleaners. Been a bit down for couple of days due to this cycle not being successful - wasn't due to test until Friday but my body had other ideas :(

    OH and I have decided to have a month off as we only have one more cycle before the IVF. We are going to eat healthy and go to the gym at least 3 times a week. Really hope this will give me a bit of a kick to get on the whole fitness things. Part of my 30 before 30 is to get a six pack :whistle:

    Exciting news of the year is that we are getting a Wilkinsons - am considering going to their open day to get a part time job there - they pay time and a half for Sundays
    NSD -5/20
    Emergency funds - £84
    Loan payments - [STRIKE]48[/STRIKE]40
  • loumac
    loumac Posts: 942 Forumite
    Keep your chin up hun, your body will do what it needs to do to get you ready! I think healthy food and exercise is one of the best things you can be doing. Just keep looking after yourself. Baby bump may ruin your six pack plan though! ;)

    I love Wilkinsons, my cousin works there and we get to use her discount, brilliant. Enjoy!
    Wandered away from the MSE track for a while but am back and on a mission! Debts cleared nearly £18k. Now to start saving ...
  • sazzle81
    sazzle81 Posts: 178 Forumite
    Haha, yeah six pack might be a bit optimistic *shuffles choc bar wrapper under sofa with foot!!*
    Just found out my gym is shut for some stupid boxing thing this weekend...and just when I got motivated...And the weather is too dreadful for a run.
    It all starts Monday...honest...unless the gym is open on Sunday for body combat when it will start Sunday. In fact, as of yesterday I'm caffeine free and have had the headaches, flu like symptoms of the addicted going cold turkey to prove it!!
    NSD -5/20
    Emergency funds - £84
    Loan payments - [STRIKE]48[/STRIKE]40
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