A Payment a Day -Part Seven!

Hopeful1

sunshine_shell wrote: »

Thanks!! it feels good to be back!!:j

JoXani wrote: »

I like the idea of this! So simple yet so effective!

I have very little spare cash but even if, like you say a penny a day goes towards my debts then it all helps! I've get two credit cards which I'm trying to do a balance transfer on but in the meantime I can go and pay a bit off one of them. To start with I'll do a pound off my capital one cc.

debbiedeejay wrote: »

This thread is brilliant - what a really clever idea!

Please could I join in? I think I could do this - have plenty of debt to shift and this may be one idea to help me to keep me motivated - so after reading quiet a few pages I would like to declare todays pad of

£1
Is that ok?I got quiet excited when I actually pressed "make payment":rotfl:
Can't believe I have just paid "a bit extra" off my CC - small steps eh? Love it!:T

Will update siganture later on.

Yay for Pad(di)days!

Hi all! Hope you enjoy your new found enthusiasm for debt busting as well as being part of the PaD family.

Good to see you back, Shell :T

KPR11

angelicmary85 wrote: »

Basically, you make a payment a day...it really is that simple!

it sure is "simples"! thank you!

angelicmary85 wrote: »

It could be 1p to a sealed jar/bottle/sewwtie tin or £1000 to a credit card. Some people cout min payments as pads, some don't. we only have one rule and that's to post you're pad in a obvious way to make the totaliser's life easier.

since i am a good boy and i want to a) pay off my od asap and make the totalisers life easy, i will start of with a £15 PAD today towards my od!

angelicmary85 wrote: »

Personally, I wouldn't count redeeming points as a pad but it is saving money...I guess it's up to you really!

I guess it does make sense but then again the money i "save" could go towards a PAD!

I guess this MSE newbie is learning fast!! :j

angelicmary85 wrote: »

You don't need to make any pledges...we're not a cult :rotfl:

but i like cults!!

angelicmary85 wrote: »

If you prefer, you can pay the little amounts off every day to your cc's or whatever using online banking to make sure you can't spend it or, like I do, pay a weeks worth of pads in one go then post an amount here everyday (e.g I could pay £7 in one go, then post my pad as £1 a day) I always make sure my pad is divideable by 7 though so it keeps me right! I like to stick to a budget so paying my pads weekly instead of daily helps me more than just plucking a number out of thin air everyday!

not very good at budgeting so will start off with ad hoc and a minimum of £1 a day!

angelicmary85 wrote: »

I really hopes that makes some kind of sense to you!

it sure did make a lot of sense!! thank you:A!!

Money_Fritter

Hi folks,

PAD = £146.85 off the car loan

Money Fritter

Ansoff

Can I join.

PAD - £20 off horrible Hal

Credit card is on 0% but I want to get rid of it. This great thread should make me focus.

Locke

A PAD of £60 to Barclaycard.

never-in-doubt

Locke wrote: »

A PAD of £60 to Barclaycard.

woah - you feeling generous mate? That's an awfully large min payment :eek: :eek: :eek:

boysma

Morning all

10.00 please Keza to Next directory this morning.

Welcome to Newbies and congrats to those lucky enough to have cleared debts.

Will catch up on posts later :A

mooomin

Morning all!

March isn't a council tax month and I got paid this week, so I'm sending my council tax payment as my PAD today :A £122 please keza

mrsinvisible

lthis sounds like the discipline l need to start the process, can l join, please, do l need to say the amounts ahead or post what l have done? l have 3 cc debts ...hangs head in shame, l will pay £1 a day off each one not a lot l know but its £21 a week so will make a difference? I will not buy a coffee when ldo my grocery shopping thats £3 found. I will not buy a sudoku book that is another £2.99 found, l will not buy what we can do without, just because it is on special offer . wow you have inspired me

musogirl295

£23.27 for me today please

Muso x