Floozie does Frugal 2010

natsplatnat

Now I would have said that you would have been foolish to pass up such a situation! Gorgeous shoes for bargain price of £15-00! Now I know that if I had passed up on such an offer, I would end up buying a more expensive pair in the coming weeks after being gutted for not buying the bargain ones! (make sense? lol) Did you use the card registered with Q.co?

Intergalactic_Floozie

Days to payday: 18
Money in bank :£146.08 + £107.91
Money in purse: £11.20
Grand Total: £157.28 + 107.91

Money spent since last update: £52.50
£2.00 - breakfast butty *am a bad person*
£53.50 - petrol

Grocery budget: £280.00 / £146.63 remaining
Petrol Budget: £110.00 / £1.50 remaining
Everything else budget: £147.00 / £9.15 remaining (I seem to have gone wrong somewhere along the line and find myself £5 up!!! Oh well, better up than down!

I'm confident I can come in under the grocery budget, but I'm not confident our petrol budget will stretch 18 days as a full tank normally only lasts for two weeks.

Mystery shopping - Still no new jobs posted.

One Poll - balance is now £6.70!

My Dorothy Perkin's purchase doesn't appear to have tracked so I am keeping hold of the receipt just in case I have to query it. It is 97p after all!

I'm also gonna have a go later at tallying up all my spending since I started keeping a spending diary and start seeing if I can make sense of categories etc.. I definitely need to start a gifts budget, I seem to spend a fortune on other people's birthdays and occasions


PS - counted £365 in 365 jar and it's now in the next pound up bracket (£33.04)

PPS - am having palpitations now that the media are announcing we are out of recession. Could do with interest rates being down for as long as possible.

Intergalactic_Floozie

Hmmmm.....have just opened post and there is a letter from HSBC confirming my overdraft facility at £1450. This is the same bank who wrote to me in December telling me on 22nd January my overdraft would be reduced to £250 (which I didn't mind because I - thankfully - aren't overdrawn at the moment). So I'm ever so baffled why they are letting me keep it at such a large amount when only £800 a month goes into this account!

However they also wrote to me in December 2008 reviewing my overdraft and telling me they were reducing it to zero. I arranged a payment plan of £125 per month and they stated they would reduce it by this much each month, which they didn't do, and I had it paid off within four months anyway.

natsplatnat

Ah, my dear friends HSBC - we go a long way back and I can honestly say they are getting worse and worse as time goes on!

Intergalactic_Floozie

YAY - made an interesting discovery that One Poll posts surveys throughout the day! I'd only been checking once a day, but just checked again after completing the earlier ones, and I had another 5p waiting for me. Balance now £6.75

Intergalactic_Floozie

Days to payday: 17
Money in bank :£123.59 + £107.91
Money in purse: £10.20
Grand Total: £130.79 + 107.91

Money spent since last update: £26.49

£25.49 - groceries (discount freezer shop)
£1.00 - bet

Grocery budget: £280.00 / £121.14 remaining
Petrol Budget: £110.00 / £1.50 remaining
Everything else budget: £147.00 / £11.15 remaining

£3 up today because my mystery shopping money went into the bank. I moved the £4 wage over to my £365 tin and kept the £3 reimbursement to shore up my everything else money.

One Poll - they must like me I'm getting more and more surveys every day! In another pound bracket now, £7.15!!!!

Mystery shopping....nothing new added. Boo hoo a quiet weekend for me then.

A lad who I work with introduced me to a new betting 'game' called Goals Galore. They've picked a certain amount of fixtures (say 50) and you choose which one you think both teams will score in. You can pick between 2 and 18 and win accordingly as long as both teams score. He had a go last week and got - oh I don't know how many - right and won £25! So we've both had a go today. He knows I can't resist a bet on the footy. I've picked 8 teams which could net me £205 but I've backed my team who are on a losing streak at the moment so I just know they will let me down!!!!

Went to the discount frozen food shop today and spent £25, got enough bits for 3 night's teas, and also crisps, ham, cheesestrings and loads of chocolate bars / biscuits / treats etc....a lot of the stuff wasn't even out of date! I'm going to try only do a teensy weensy shop tomorrow (bread, pop).

Finished Marian Keyes new book last night "66 Star Street", which is a library book. Not as good as her earlier stuff but still a good read.

STarted a book last night which I had been broken off from a while ago so only a few chapters left of that one, I should have it finished by tonight: http://www.amazon.co.uk/Death-Murderer-Rupert-Thomson/dp/0747592675/ref=sr_1_1?ie=UTF8&s=books&qid=1264780019&sr=8-1

ARRGGHH the mystery shopping company have e-mailed me with a query on my first report. Have answered question but am a nervous wreck. What if the shop assistant lies and I get sacked!!!!

moo2moo

Are the DSs doing Young Poll (linky from the One Poll site) as that seems to offer more surveys, payout at £20 and a £5 credit to start with. Have to remember that they can't log on during school hours or late at night though cos it would be past their bed time.

Intergalactic_Floozie

moo2moo wrote: »

Are the DSs doing Young Poll (linky from the One Poll site) as that seems to offer more surveys, payout at £20 and a £5 credit to start with. Have to remember that they can't log on during school hours or late at night though cos it would be past their bed time.

I actually did have both DS's on there but can't remember the e-mail address we used for DS1, and we haven't done DS2's for a while.

Should there have been a nudge, nudge, wink, wink at the end of that sentence Moo?

(good to hear of you, by the way)

Intergalactic_Floozie

Days to payday: 16
Money in bank :£123.59 + £107.91
Money in purse: £9.70
Grand Total: £133.29 + 107.91

Money spent since last update: £0.50

DH took DS2 to footy practice and forgot to take a drink. He came back demanding £1.20 as he'd paid for the drink, and I said no so after a bit of hooing and haaing I said I'd give him 50p towards it.

Grocery budget: £280.00 / £121.14 remaining
Petrol Budget: £110.00 / £1.50 remaining
Everything else budget: £147.00 / £10.65 remaining

One poll - I dusted off DS1's membership and had him doing 90p worth of surveys, and same for DS2. (it was interesting to see how their answers differed to the same surveys!!!). I'm up to £7.75 now and had quite a few surveys to do today. I also discovered you can refer up to 10 friends, so I have e-mailed via facebook 20 friends who I think might be skint / keen to earn extra cash so hopefully ten of them will e-mail me with affirmatives.

Finished the book I re-started yesterday, and started Colleen Nolan's autobiography. Also ordered three more books from the library.

mooomin

Intergalactic_Floozie wrote: »

I also discovered you can refer up to 10 friends, so I have e-mailed via facebook 20 friends who I think might be skint / keen to earn extra cash so hopefully ten of them will e-mail me with affirmatives.

I'm skint and on your FB list, did you recommend me?