DMP - Which companies accept & which fight it?

Wonder_Girl

lulgirl wrote:

MBNA are truly the worst. They give you sooo much aggro! Even got our neighbours number and got them to put a note thru our door for us to contact them, pretending our phone wasn't working! They did it just to !!!!!! us off and try to embarass us, thankfully we have FAB neighbours.

Oh My God!

Do you know how much that is breaking the Data Protection Act? Well they do and a fine for a few £k would soon find them if some person was to maybe report them for it……

Wonder_Girl

Hita Spud my luv,

Just nipping out for 20 mins, will reply when I get back

WG xxx

spud30

Wonder_Girl wrote:

Hita Spud my luv,

Just nipping out for 20 mins, will reply when I get back

WG xxx

You're going out....you mean you have a life away from here.

Wow :rotfl:

pattiemay

MBNA have been ringing me at work even thought I told them to remove the phone number from their records immediately! I told them to be patient for a couple of weeks and my case number from cccs but they continue to harrass me, both at work and at home, I have not chosen Not to pay them, I just can't right now and it really gets me down as I am trying to sort things out and not ignore it

Wonder_Girl

spud30 wrote:

You're going out....you mean you have a life away from here.

Wow :rotfl:

If going to the Co-op for emergency cat food counts then yes

Wonder_Girl

spud30 wrote:

WG I'm confused

Not again, I hear you say :rotfl:

I've received my info through from the fab CCCS. Part of the info is a letter I think I need to copy and send to all my creditors with my SOA and list of creditors.

Do I need to copy the letter, my SOA and list of creditors and send them all out?

I'm only asking coz in my previous life, I dealt with CCCS as a creditor ( I know, don't all hate me), and I'm pretty sure the letters came from them

Your help, as always would be really appreciated :A

xx

Hiya Spud,

Not a problem at all

Nope, they get everything they need from us, all you need to do is sign the agreement & return it along with any supporting paperwork that’s been requested and make your first deposit on time!

WG xx

Wonder_Girl

pattiemay wrote:

MBNA have been ringing me at work even thought I told them to remove the phone number from their records immediately! I told them to be patient for a couple of weeks and my case number from cccs but they continue to harrass me, both at work and at home, I have not chosen Not to pay them, I just can't right now and it really gets me down as I am trying to sort things out and not ignore it

Unfortunately they are not the easiest to deal with, eventually they will stop but it takes them a few months to accept that your on a DMP and you won't back down.

You need to write to them asking to remove the number, if they do not comply they are in breach of the law and can be reported to trading standards.

WG x

spud30

I'm sorry WG me dear

I've not got an agreement to sign, or I can't find it.

I've got a form to copy, then fill in and send to all our creditors, with a SOA and list of debts, the SOA and debt list also need to be copied for everyone.

Am I being a bit thick

Wonder_Girl

Whats the title of the form?

spud30

Wonder_Girl wrote:

Whats the title of the form?

I've got a client expenditure form, a list of creditors, and a letter with no title, brown stripey header that I need to copy and complete for each creditor with our reasons for reduced payment etc.

Sorry honey

x