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DMP - Which companies accept & which fight it?

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  • rh41
    rh41 Posts: 77 Forumite
    moxie wrote:
    I hate to tell you but Alliance and Leicester are owned by MBNA. They were the most difficult creditor I had to deal with, but eventually accepted the offer in my DMP through Payplan.


    Just thought id point out, MBNA issue A and L credit cards for them on a license agreement. A and L is listed on the FTSE 100 and is completely separate company.
    Hope this helps someone
  • spud30
    spud30 Posts: 16,872 Forumite
    WG,

    Pm'd you !!!
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • Wonder_Girl
    Wonder_Girl Posts: 999 Forumite
    spud30 wrote:
    WG,

    Pm'd you !!!

    Have replied :)
    All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.

    DFW Nerd #132
  • just wanted to wish you all the best for tomorrow, I'm sure you will be fine, the CCCS are lovely people


    Let us know how you get on
    Official DFW Nerd Club - Member no. 102:D
    Proud to be dealing with my debts
    "I want to break free"
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    Good luck for today Spud :)
  • spud30
    spud30 Posts: 16,872 Forumite
    Thanks Ozzy

    I'm sat here feeling sick as anything _pale_
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • ozzyfan_2
    ozzyfan_2 Posts: 599 Forumite
    Sending you a big hug :)

    What time is your appointment Spud? I know, its the waiting that is the hardest part, once you are on the phone the time will fly & the advisors are really easy to talk to :)

    When I made my first appointment with CCCS I was so scared I cancelled it then got into an even bigger mess :doh: When I finally plucked up courage to go through with the appointment I realised that I had worried all that time about nothing!

    You're doing something really positive today so be proud that you're taking control & think how happy you'll feel when it's all over :)

    Sending lots of positive thoughts your way today xx
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    Good luck spud!

    xx
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • caleo
    caleo Posts: 345 Forumite
    Hi

    I am a newbie, but have been following this thread avidly. Just want to say to Spud that the phone call with CCCS is so easy and straightforward, and they are wonderful people and easy to talk to.

    Please try not to worry about it! I felt so much better when I had finished the phone call!!:j

    You will be fine!!

    Caleo:p
  • spud30
    spud30 Posts: 16,872 Forumite
    My appointment is 10.45....1/4 hour to go :eek:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
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