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Hypno's "me, me, me, me, me," diary.....
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Morning hypno, have a good Monday and know were all thinking of you.Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)0 -
I'd love to do a self build here, but the plot's are far too expensive.
We sometimes look at houses right at our limit, and like you it's a case of hoping it's not 'the dream' and irresistable
Enjoy the week with your friend.0 -
It's not even 8.30 and I have a headache already.....I think it is going to be a loooong day
:(:mad: Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
morning hypno
* tongue sticky out * to the bank bwoody b!!!!!!s !!
not been up long everyone slept in ....oh !!!!! its monday...got 15 mins to get es feed washed packed up and off to school.
later s xxWAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so
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Good morning Hypno, hope this is the start of a good week for you and yours.One life - your life - live it!0
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hope the headache disappears soon! Have a good dayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
It's not even 8.30 and I have a headache already.....I think it is going to be a loooong day
:(:mad:
...passes over the coffee & ibuprofen...
and lots of hugs to help you make it through the day!
So sorry to hear about your episode with Halifax & glad to hear that tears or not, it was fixed in your favour - they can be such complete idiots on so many levels!
xox
RT4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)0 -
Hope the headache goes quickly Hypno.0
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You will probably have a headache from the paint - I know I always do. If it is the paint try a sniff of Olbas Oil to soothe the sinuses and head.
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Just caught up Hypno - I'm so impressed with all the painting and well done for finding all that paint stashed away! We need to finish our kitchen/dining room that we started 18 months ago :mad:. Maybe I should stop nagging OH and do it myself - or threaten to do it, that might be enough

So sorry to hear about the bank - that's so pathetic and I'm very glad they won't be charging you.
I hope your day goes smoothly .Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580
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