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22 Months to DF-Day - The Race is On!
Comments
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I really wish I can be debt free next year before my birthday. S. loan will now be def paid before end of this year, probably early December. Can't wait for that to be gone! Will be such an achievement.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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I really wish I can be debt free next year before my birthday. S. loan will now be def paid before end of this year, probably early December. Can't wait for that to be gone! Will be such an achievement.
You never know, if you get another job it could lead to an increased salary, and therefore being DF earlier!!!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Yes, you never know...
How's things with you?DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Yes, you never know...
How's things with you?
Not too bad, have a bit of a sore throat today but apart from that okay. Still a bit annoyed about the amount of debt but we spent the money so its our own fault!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I'm sure you'll get that down pretty quickly.
I'm bit annoyed about my lack of effort to raise extra funds by selling on ebay,still have a few things to put on,but no motivation. Amazon has totally dried up for me and I don't really have anything new to put on there. Am 65p away from Onepo11 payout though. Bet it will take ages to get it when I finally get there.DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Hi guys - sorry for neglecting you but we had a week away with no internet connection. Your sig is fab Tirl. I think we all find it hard to stick with the programme when we had large debts to start with - as there is the temptation to ease off the throttle - I know we succumbed to that for a few months this year and went backwards as a result. Now hopefully we are back on track. It will be fab when it is all finally gone!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I've just reached onepo11 pay out!!!! Sooo excited. Have claimed it and it should be in my bank account in 10 days. I have no idea what I'll use it for though...DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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I've just reached onepo11 pay out!!!! Sooo excited. Have claimed it and it should be in my bank account in 10 days. I have no idea what I'll use it for though...
Yay!!! Must go and start doing mine
Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
It did take me ages to reach cos at the beginning, I didn't realise I had to log in everyday...£40 though! Am so pleased! How far away are you CMD?DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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well done tirl - that must have taken a lot of discipline! I've given up on surveys for the time being!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250
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