7 meetings with bank manager

tricky123

hi,go easy on me this is my first post.the short story is,l took out a loan with the bank 2yrs ago.had ppi on it at start,self employed so cancelled it.went 2 take out a loan for a van and was declined.had 100% credit rating so looked at report and the bank entered 6 late payments on history.6 meetings later each over an hour long,turned out when ppi was cancelled they changed dd from 30th to the 1st.was told all done and sorry.checked report and all was clear.went 4 loan again and got knocked back again. looked at report and they entered another late payment.so now got 2 failed searches.went and saw him again and all l got was sorry. help,help.out of my depth.

lawrie28

are you going for a loan with the bank who are registering the late payments? They should be able to submit a report to work around it. And get your DD changed back!! And ask them to send info to credit agency to chane the late payment history.

borders_dude

6 hour long meeting? Seems a bit protracted for this type of thing!

jonesMUFCforever

Troll alert highly improbable don't you think??

sharpy2010

jonesMUFCforever wrote: »

Troll alert highly improbable don't you think??

Why would someone bother to post a story like that if it isn't true? What are they going to gain from that?

jonesMUFCforever

Timewasting and winding people up what else?

duggie1982

Since a dd changing from 30th to the 1st? And now late payments. You would probably find most of the payments came out the next day! In other words did you spend all the money out your account the same day the loan was meant to come out?

Prob just wasted my typing time there as Jones is prob right!

tricky123

hi,yes it was a lot of early days from work. the finance was a bank loan.I changed the dates now but now I have 2 foot prints on my credict report. also I wish this was not happening as I dont find it funny nor would you.thanks

tricky123

I would like 2 say that after reading your comments,all I wanted was some advice and support.Even the bank manager said he had never caame across a case like this.I paid my loan each month and each credict agreement I have so this wouldnt happen.All I wanted was a new van,which I can claim back on tax return and doesnt cost anything in long run

duggie1982

Tricky, have you missed any payments? or late? If so thats why the marks are on your file. If not then mabe the bank manager is a bit simple as he/she would need to contact someone else that can fix this problem and stop it from happening again.

tricky123

hi,duggie.the payments were changed from the 30th of each month to the 1st of each month after the ppi was cancelled.which was then showing up as 6 late payments.this was all done by the bank and NO payments were missed.which the bank agree with.thanks for post.