had a crash today :(

bikingbarney

Thanks for the kind words Doozergirl.

its a shame some other posters on here cant see that too!

Crabman

Don't take it personally bikerbarney - the very nature of discussion forums means there will always be different views.

The benefit you have now is that the posts in this thread have prepared you for almost anything the insurers throw at you (in the event they try to share liability, etc.) so you're in a better position now than if everyone had simply agreed with your viewpoint.

Hope this gets resolved for you, do keep us informed as to how it's going and ask for further help if needed. Good luck

Wannabedebtfree

Good luck with the claim.

I had a similar thing happen to me on a roundabout in Coventry... only difference was that he went nose first into the side of me causing £2.5k of damage.....

I had my parents in the car and apart from taking a mug shot of the driver (just in case!) I made sure that my parents wrote down their accounts of what happened and put them in with the claim.

Stick to your guns, you were in the right, he was in the wrong.

bikingbarney

ive spoke to my insurance today and they have told me that my wife cannot be a witness??

also spoke to his insurance to check that they agreed to cover the cost of a like for like hire car and they have denied speaking to the hire car company??

iamana1ias

bikingbarney wrote: »

ive spoke to my insurance today and they have told me that my wife cannot be a witness??

Of course she can't! She's hardly independent, is she?! :rolleyes:

bikingbarney wrote: »

also spoke to his insurance to check that they agreed to cover the cost of a like for like hire car and they have denied speaking to the hire car company??

I'd be following that up with my insurers if I were you. Someone is going to have to foot that bill

Crabman

Strange response regarding the courtesy car. It was your insurer who issued you a car from Enterprise wasn't it? Then Enterprise spoke with the other party's insurer who supposedly agreed to pay for a like-for-like?

What have you had to sign for the car? Whatever documentation you have been given, check it over very carefully in case someone at Enterprise has got a credit hire company involved.

bikingbarney

hi all thanks for the replies.

ive spoken to enterprise regarding the hire car and they have said it was there liability department that have looked at the details of the accident and have decided to give me a like for like car as they have a good chance of recovering costs from the other parties insurance??

which i thought was strange so i asked what happens if it does actually go 50/50 and then they said they would foot the bill not me.

nowhere on the papaerwork does it mention a credit hire company.

bikingbarney

and with regards to my wife being a witness , when i first contacted my insurance they toldme should could be a witness, however the chap i spoke to today apologised as i had been misinformed.

DKLS

bikingbarney wrote: »

but dont want to get stuck behind the old boy in the forester.

Haruupmh, my forester has traversed these snowy roads with grace today where lesser cars have spun their wheels, mine just plows on, am thinking of going for another play after work tonight.

bikingbarney

my insurance company also said that if he tells the truth in that he wanted to carry on round th island lie he told me at the time then he will have to accept responsibility for the accident.

however he also said that if he makes a story up and says i hit him then it will go 50/50 and thy wouldn't take it to court to fight it .

starting to get fed up now as i feel my insurance company is giving up already