MSE Parents Club Part 9

money_maker_3

I flippin hate insurance !!

My car is up at the end of the month, and the tax is due and its due a service !! I dont get a full pay packet till Feb again !!
Oh crap

Hows the budget going? I find its easier to clear my paper pile before I start cuz its always full of crap I was supposed to shred or thow out and never do !!

elle_gee

I sorted my car insurance for 20th Dec, today the home insurance and at the end of this month is OH's car.. great timings, huh! :cool: My car is due a service (there was an advisory thing about the brakes on the MOT) and OH's was done this week for £200 Will get it booked in for one day not next week, the week after, get it out the way.

I'm trying to keep track of all the direct debits and get everything as low as poss (we weren't paying the tv/phone/broadband on DD so that cost an extra £5 and kept forgetting and getting another £10 late charge per month ).

Thankfully we haven't done that badly on SMP and when I go back I'll be on slightly more than SMP so proves we can do it, I just don't want to have to worry about money once I'm back at work. Need it all running like clockwork!

I've been buying a few presents for birthdays and next Christmas too, so need to make a list and present budget spreadsheet too. Oh, and also on my to do list is working out what policies we have (personal accident, life assurance, all that jazz) and getting everything in one place and organising getting wills written up.

I'm just a bundle of paperwork joy right now! (wish you hadn't asked? )

scruffy96uk

MM hope your bum get better soon.

I'm off 2 bed

Nite nite

money_maker_3

night scruff xx

elle, my life ins and stuff is the one that I have never gotten round to looking at !! I know I have more than enough cover, but really should review it at some point !!

I hate paperwork, which everyone in work thinks is weird, cuz I am the most organised person ever in work !!

elle_gee

Night night scruffy xx

I have death in service policy with work for four times my salary, but once I go part-time of course my salary reduces so the payout will. I know I've got PA provided by work plus another one I pay for, plus something with the car insurance, but I want to write all the numbers down somewhere and actually add it up

I'm an administrator.. I'm supposed to be good with paperwork! :whistle:

money_maker_3

I used to do budget planning and arrears before mortgages !!
I went wrong with myself somewhere !!

we get DIS too for 4 times and our union has a £12500 payment too and the mortgage has cover and I have a private policy, then there is the life payment from the pension ....
I have too much stuff !!

elle_gee

Sometimes you really ought to bring your work home with you..

Yeah, union funeral payment of £1000.. found the paperwork for that the other day. Couldn't tell you what my pension is, though I only have one and I know the guys well who arrange it so at least it'll be easy to get that info! :rolleyes:

To be honest, I'm more concerned with working out what OH has got. He's got work pensions all over the place, plus the mortgage/house is all in his name. It's not secret, just disorganised. Need to get it all down on paper then get the wills sorted so I know Rhys will be okay if anything happened..

MadDogWoman_2

I'm still here. I'm an administrator too that hates paperwork at home.

I have cover on my mortgage (I think!) and DH has some cover with his work but I don't as it's a small business.

We're super bad as we're not even paying into pensions at the moment there just isn't the room in the budget!

Even worse no wills - and DH has a free service through his union (must get him to organise it!)

MDW

money_maker_3

I need to free up another £10 a month as I have a pension for Jas and will need to do one for Dylan too !!

elle_gee

OH always looks at his payslip and moans about how much he's paying into his pension and how he could spend the money if it was in his bank, but I won't let him cancel it We pay 4% and work pay 6.3% (I think! I really should know that, working in HR! ) and if we stop paying, so do work so it's a lot missing from the pension fund.

MDW, we have the free will service through the union - that's the only reason why I'm thinking of doing it, because it's the only way we could afford it! In fact, I'm not entirely sure I'm still paying union contributions at the minute (I don't think the DD was transferred to my new account) but I know OH is. His is done through payroll because he's a union rep, but my membership is a secret cos everyone else in the HR Dept is anti union!