MSE Parents Club Part 9

scruffy96uk

MM hope your bum get better soon.

I'm off 2 bed

Nite nite

money_maker_3

night scruff xx

elle, my life ins and stuff is the one that I have never gotten round to looking at !! I know I have more than enough cover, but really should review it at some point !!

I hate paperwork, which everyone in work thinks is weird, cuz I am the most organised person ever in work !!

elle_gee

Night night scruffy xx

I have death in service policy with work for four times my salary, but once I go part-time of course my salary reduces so the payout will. I know I've got PA provided by work plus another one I pay for, plus something with the car insurance, but I want to write all the numbers down somewhere and actually add it up

I'm an administrator.. I'm supposed to be good with paperwork! :whistle:

money_maker_3

I used to do budget planning and arrears before mortgages !!
I went wrong with myself somewhere !!

we get DIS too for 4 times and our union has a £12500 payment too and the mortgage has cover and I have a private policy, then there is the life payment from the pension ....
I have too much stuff !!

elle_gee

Sometimes you really ought to bring your work home with you..

Yeah, union funeral payment of £1000.. found the paperwork for that the other day. Couldn't tell you what my pension is, though I only have one and I know the guys well who arrange it so at least it'll be easy to get that info! :rolleyes:

To be honest, I'm more concerned with working out what OH has got. He's got work pensions all over the place, plus the mortgage/house is all in his name. It's not secret, just disorganised. Need to get it all down on paper then get the wills sorted so I know Rhys will be okay if anything happened..

MadDogWoman_2

I'm still here. I'm an administrator too that hates paperwork at home.

I have cover on my mortgage (I think!) and DH has some cover with his work but I don't as it's a small business.

We're super bad as we're not even paying into pensions at the moment there just isn't the room in the budget!

Even worse no wills - and DH has a free service through his union (must get him to organise it!)

MDW

money_maker_3

I need to free up another £10 a month as I have a pension for Jas and will need to do one for Dylan too !!

elle_gee

OH always looks at his payslip and moans about how much he's paying into his pension and how he could spend the money if it was in his bank, but I won't let him cancel it We pay 4% and work pay 6.3% (I think! I really should know that, working in HR! ) and if we stop paying, so do work so it's a lot missing from the pension fund.

MDW, we have the free will service through the union - that's the only reason why I'm thinking of doing it, because it's the only way we could afford it! In fact, I'm not entirely sure I'm still paying union contributions at the minute (I don't think the DD was transferred to my new account) but I know OH is. His is done through payroll because he's a union rep, but my membership is a secret cos everyone else in the HR Dept is anti union!

money_maker_3

Have any of you attempted the new budget tool in the newsletter yet?
I had a look at it and its going to take me ages just to work out the figures to put in it !!!

elle_gee

Nope, tried to open it and it opened about 14 new windows and crashed my laptop! I've been writing a SOA in the style of the ones on DFW instead