What a charming bunch of people.....

chucky

loueyn wrote: »

I also don't want recession unemployment, misery, recession, illness, death, plague, murders or whatever other nonsense you think bears want just because they want a roof over their head.

I too have been priced out for so long I need a house not at the bottom of the ladder, but that makes me a bad person does it? No. It makes me normal. Does it make me greedy? Only if it's classed as greedy to want a roof over your head and a place to happily raise a family.

Your suggestion of buying a flat and meeting someone else with a flat is nice in a lovely little world where everyone can afford a house and prices are static. If a flat was always £75k and you met someone else with one you could easily afford to combine the 2 and buy a family home.

What has gone wrong is that BTL landlords and buyers have expected prices to carry onr rising. They have bought flats, sold at profit pushing up house prices for first time buyers, thus pricing out the generation following them.

I hate it when HPI/HPC discussions turn into bulls vs bears slanging matches. Everyone is so busy hurling abuse at each other they forget the main issue. People can't afford houses: is this right?

a typical factually incorrect post :beer:

loueyn

chucky wrote: »

a typical factually incorrect post :beer:

so house prices never went up then?

chucky

loueyn wrote: »

so house prices never went up then?

owner occupancy levels went up whilst you're claiming that BTL was the cause of HPI.

loueyn

Actually I said "BTL LANDLORDS AND BUYERS" (if you re-read my original post) I never blamed BTL as the cause of HPI. A contributing factor sure but not the sole cause.

chucky

loueyn wrote: »

Actually I said "BTL LANDLORDS AND BUYERS" (if you re-read my original post) I never blamed BTL as the cause of HPI. A contributing factor sure but not the sole cause.

well your post wasn't a typical factually incorrect post but a factually correct post!! :beer:

loueyn

Hooray! (I think!) :-)

Emy1501

HAMISH_MCTAVISH wrote: »

http://www.housepricecrash.co.uk/forum/index.php?showtopic=131535&st=0&p=2272326&#entry2272326&




And they wonder why we detest them so much.:mad:

Hoping for more job losses, just to get a house on the cheap.:rolleyes:

Sick individuals.....

Ha Ha. :rotfl:

You and them are exactly the same. You want to screw over the young of today with huge taxes in the future and massive debt to fund the HPI you crave. They want screw over those struggling to pay their mortgage so they can hoover up properties once prices are cheap price.

Don't worry once they buy they will join you on your quest for HPI. Some of them are on the inflation thing already.

You and them all have one thing in common greed and you do not mind who you screw over to get your goal.

Cleaver

carolt wrote: »

Oh come on, Cleaver - I know you own already,

It's only on this forum that we put people in to two camps or 'teams' of owners and renters and consider their opinions based on this.

What does me owning a house have anything to do with the points I was making?

carolt wrote: »

but do you really not notice the endless 'loser' comments etc...

I have indeed. I think we're in agreement that calling someone a loser based on their housing status is immature, ill-considered and plain wrong. It think it also shows insecurity.

But at the risk of patronising you Carol, you seem to have fallen in to this mse way of thinking of dividing me up in to a bullish, hamish, camp via the comments I was making. I.e., I defend him, agree with his points etc., then others come along and argue with him, call him a moron and like minded people thank their posts.

I don't agree with a lot of what Hamish says, especially around HPI being sustainable and being good for people in general. I do agree with some of his points about certain people being overly pessimistic. I vaugley agree with him about house prices rising generally over time. I don't agree with his assertion that every at HPC is cheering on unemployment - only some of them seem to do that in my eyes, the others seem quite considered. I certainly agreed with his original post on this thread that someone pointing out that they had 'hoped for more' job losses is pretty weird and, in some ways, sick.

But all of that is irrelevant. I was just saying that Hamish posts a lot of articles on here which are very relevant to the subject matter of the board. In an ideal world lots of people would come on and robustly counter-argue those points. Only a few people tend to do that though, most seem to call him a tw*t, a troll and repeatedly talk about him getting barred from other site. This is just an observation of course, it's none of my business what people post.

Cleaver

Emy1501 wrote: »

You and them are exactly the same. You want to screw over the young of today with huge taxes in the future and massive debt to fund the HPI you crave. They want screw over those struggling to pay their mortgage so they can hoover up properties once prices are cheap price.

Don't worry once they buy they will join you on your quest for HPI. Some of them are on the inflation thing already.

You and them all have one thing in common greed and you do not mind who you screw over to get your goal.

Now that's what I call a counter-argument.

HammerSmashedFace

Emy1501 wrote: »

Don't worry once they buy they will join you on your quest for HPI. Some of them are on the inflation thing already.

Not me Emy, I bought, but am firmly entrenched in the 'I'd like 50% falls camp', reason ?, simples. Greed is bad, I have no wish for huge monetary wealth, happiness can not be bought, trust me.

Almost anything you buy as a novelty shelf life of a couple of weeks, in that time you are excited about your purchase, you may even enjoy 'lording' it over others. After this time, the shine wears off and you're left with a 'downer' that can only be fixed by...... you guessed it..... buying something else.

Society will benefit hugely in the long term if prices crashed and then were pegged to wages by multiple caps, LTV caps and massive CGT on BTL.

It won't happen because greed wins in the end, but hey you can dream.