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Difficult Decison for December; the NSD thread.

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Comments

  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    Managed no 4 today, yippee :j:j.

    Starnac - thanks for the tip about buying the stamps in the sales - can use that as one of my spend days in Jan (see, here I am thinking about joining up in January already, BMF !!!).

    Curlytop - if you manage an NSD even when the shops are shut, then I reckon it's an NSD regardless (that's my thinking and I'm sticking to it!).

    Coffeeholic - love the logic of free money, will have to try that one :confused:

    Hugs to anyone who tried for an NSD today and didn't quite get there.

    :j:j to anyone who managed one.

    And good luck to everyone for tomorrow.
    You could always go back to your childhood & make some stamps out of potatoes :p but it's good to see someone is considering taking this Challenge on as a New Years Resolution.
    It looks like our biggest supermarket around here is going to be closed on the 26th too :eek: About time the poor shop workers got a decent break, but I dare say if folk were to look hard enough there'll be somewhere open on both days :o Already know I'll be spending on 1st Jan, as I buy three mid-range newspapers to keep as a kind of "living library" for the Offspring to look at in years to come. The papers usually have a brief resume of the previous 12 months so there's no real need to do it more often. I did it every month in 2000 but then that was a special year but finance & storage space have to play a part in this too :D

    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • nsd for me today,,so far anyway:),so thats 3 for me,,,yey me:)
    Dont cry because it's over,
    Smile because it happened.

    sealed pot challenge 3 #865
    Jan NSD 10/10:j Jan groc. challenge €169.18/€400
    Dec NSD ??/10 Dec.grocery challenge €230/€400:rolleyes:
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    nsd for me yesterday and will be today too.

    The bonus of actually having no money to spend :o
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Curlytop40 wrote: »
    (do they count over christmas when the shops are shut?-).

    of course they do. like other people have said a NSD is a NSD however you manage it. i work nights and on the days i'm working i come home in the morning, get DD ready for nursery, take her to nursery, come home and go to bed, then i get up to pick her up then by the time we've had tea, then bedtime routine for DD it's time for me to go back to work. it's still a NSD even though i've cheated by spending it in bed!!! :rolleyes: take them where you can :D
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Kerry_Woman
    Kerry_Woman Posts: 3,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Had my first NSD today. :j
    Frugal Living Challenge 2025 Mortgage free as of 1st August 2013
  • Daffykjs
    Daffykjs Posts: 413 Forumite
    Well I finished my xmas shopping yesterday so that's a relief! Still waiting to see what state my bank account is in, as things paid and money transfered in from savings haven't all shown up yet so it' not a true reflection! Fingers crossed I've done my (rough) sums correctly and that I'll have enough for the rest of the month (and the wedding I'm going to next weekend!)

    Today should be a NSD all going well!
    DMP Mutual Support Thread Member No 261
    Debt at start of DMP (Jan 2009) = 46,147.86 Now = 36,826.98
    DFD = [STRIKE]Jan 2014[/STRIKE] May 2013 ([strike]60[/strike] [STRIKE]52[/STRIKE] 41 payments to go)
    NSD:Nov 12/12:jDec 9/10 Jan 5/10
    Slowly but surely
    :coffee:
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Had my first NSD today. :j

    Well done Kerry Woman, you're on a roll now :j:j:j
    :) The time you enjoy wasting is not wasted time :)
  • Number 2 from me today . . .
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    number 6 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Alright!! No. 8 for me :)
    I can sense a Big SD coming up thou! OH want's a new sofa!! :eek:
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
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