📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Difficult Decison for December; the NSD thread.

Options
BigMummaF
BigMummaF Posts: 4,281 Forumite
edited 1 December 2009 at 1:30PM in Debt-free wannabe
Not sure how many takers there will be this month, but thought I'd show willing :p If nothing else, we can all have at least the 25th as a designated NSD :rotfl:So whose going to join me in attempting possibly the most challenging month of all? G'on...I dubbul dair ya :D



Do you fancy keeping the cash in YOUR account rather than giving it to the retailers? Are you saving for that something special? Then why not join us in this month's No Spend Day Challenge.


We are here to help each other avoid spending for how-ever many days
you feel appropriate to your own situation, in order to take back some control over our hard-earned money.
What you class as a 'spend' is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Personally, I count a spend as any time I buy something, as opposed to the unavoidable utility bills & such.

So! Are we ready to do battle with all things Retail in order to keep the pennies in our pockets a while longer? Come on in & join the fun!

Good Luck everyone!


Here are some threads to help keep us on the straight & narrow & if you know of others, please post. Many of the lunch box ideas are aimed toward children but could easily be adapted for adults.

November Grocery Challenge. First page of any Challenge has lots of recipes.
Tinned Food Recipes.
Leftovers? Don’t Throw It..
Exciting Sandwich Fillings on a Budget.
Lunch for Work.
Laptop Lunchbox Ideas.
Packed Lunches.
Cheap Healthy Snacks.
Cheap Snack Ideas to Stop Buying Crisps.
Homemade Snack Ideas…contains further links for ideas.
Sprouting Seeds to Eat.
Really Quick & Alternative Snacks.
Easy Homemade Biscuits.
Muesli & Cereal Bar Recipes.
Weetabix Cake.
HM Popcorn.
Smoothie Recipes.
Yoghurt Without a Yoghurt Maker.
Ham Economics.
Low Carb Kids Lunches...contains advice for diabetics.
Kids Lunch Box Ideas.
Back to School Lunches.
Healthy Kids Snacks.
HM Lollies.
Ice Lolly Ideas
Cheap Healthy Playground Snacks.
Homemade Fudge.
OS HM Sweets.
Forgotten Puddings.


Look away NOW if you're a Santa-phobe :p cuz HERE is a link to :xmassmile-related threads.
Full time Carer for Mum; harassed mother of three;
loving & loved by two 4-legged babies.

«13456760

Comments

  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    edited 12 January 2010 at 9:39AM
    :starmod:= pledges renewed xmas-smiley-006.gif
    :staradmin= pledge extension xmas-smiley-010.gif
    :dance:
    =Target Achieved!xmas-smiley-008.gif
    _party_= Still Achieved! xmas-smiley-035.gif

    5 NSDsxmas-smiley-006.gif
    [FONT=&quot]- BlazingDuck[/FONT]:starmod:xmas-smiley-010.gif10
    [FONT=&quot]- Franby[/FONT]:starmod:
    [FONT=&quot]- Itsarandom[/FONT]:starmod:
    [FONT=&quot]- KerryWoman[/FONT]:starmod::dance:[FONT=&quot]
    [/FONT]
    6 NSDsxmas-smiley-006.gif
    [FONT=&quot]- Gettingthere[/FONT]:starmod::dance:
    [FONT=&quot]- Signs/recovery[/FONT]:starmod:
    7 NSDsxmas-smiley-006.gif
    [FONT=&quot]- BrokeIW[/FONT]:starmod:
    [FONT=&quot]- Chuggington[/FONT]:starmod::dance:
    [FONT=&quot]- Cuddlymarm[/FONT]:starmod:
    - Honey:starmod:_party_
    - Justicenpeace:starmod::dance:
    [FONT=&quot]- Lala74[/FONT]:starmod:
    [FONT=&quot]- :heart2:cats[/FONT]:starmod:
    - Maniccow:starmod:
    [FONT=&quot]- RedFraggle[/FONT]:starmod:
    [FONT=&quot]- SilkCutS[/FONT]:starmod:
    8 NSDsxmas-smiley-006.gif
    - BusPass:starmod:
    - CatsPaw:starmod:
    - Horace
    :starmod::dance:
    - Lollypop75:starmod:
    [FONT=&quot]- Mark88[/FONT]:starmod:[FONT=&quot]
    - Thisisms
    [/FONT]
    :starmod:
    [FONT=&quot]- Urg[/FONT]:starmod:
    9 NSDsxmas-smiley-006.gif
    - Elbereth:starmod:
    [FONT=&quot]- Kingfisher[/FONT]:starmod:
    [FONT=&quot]- Stupidspender[/FONT]:starmod:
    10 NSDsxmas-smiley-006.gif
    - AndrinaP:starmod:
    - BrusselSprout:starmod:
    - Claire79:starmod:
    - Daffykjs:starmod:_party_
    - Gailey:starmod:
    - Katholicos:starmod:
    - Katy83:starmod:
    - Lady73
    :starmod:
    - Lilmrsmullen:starmod:
    - LittleMspent:starmod:
    - OliveOyl:starmod:
    - Purpleroses:starmod::dance:
    - Reganlottie:starmod:
    - Sasha
    :starmod:
    - Sohwa:starmod:
    - Solventsoon:starmod::dance:
    - Starnac:starmod::dance:
    - Surfbabe:starmod:
    - Suzybloo:starmod:_party_
    - Triticale:starmod:
    - Yummyhoney:starmod:
    11 NSDsxmas-smiley-006.gif
    - CraigL:starmod::dance:
    - FlatEric:starmod:
    12 NSDsxmas-smiley-006.gif
    - Chris81:starmod::dance:
    - Debtbegone:starmod:
    - Ellemm:starmod::dance:
    - LulaHula:starmod::dance:
    - QueenBess:starmod:
    - Rainy:starmod:
    13 NSDsxmas-smiley-006.gif
    - Cashlesswonder:starmod::dance:
    - Wynnvegas:starmod:
    14 NSDsxmas-smiley-006.gif
    - Keiss21:starmod::dance:
    [FONT=&quot] - Triggles[/FONT]:starmod:[FONT=&quot]
    [/FONT]15 NSDsxmas-smiley-006.gif
    - Candy07:starmod:
    - Changingme:starmod::dance:
    - Dragon:starmod::dance:
    - Jellie:starmod::dance:
    - Karen67:starmod::dance:
    - Karom:starmod:_party_
    - Kathyuk:starmod:_party_
    - Kavics17:starmod:
    - Pammyj
    :starmod:_party_
    - Plzhelpme:starmod:
    [FONT=&quot]- SlowlyFading[/FONT]:starmod::dance:
    [FONT=&quot]- Trishamgl[/FONT]:starmod:
    - VampireAddiction:starmod::dance:
    16 NSDsxmas-smiley-006.gif
    - Cake21:starmod::dance:
    - Coffeeholic:starmod::dance:
    - Curlygirl71:starmod:
    17 NSDsxmas-smiley-006.gif
    - BMF:starmod::dance:
    18 NSDs
    19 NSDsxmas-smiley-006.gif
    20 NSDs
    xmas-smiley-006.gif
    - Pinknumbers:starmod:
    - Rosieben:starmod:_party_
    - SarahNeedle:starmod::dance:
    - TootiF:starmod::dance:
    - xraphael:starmod::dance:
    21+ NSDxmas-smiley-006.gif
    - Rictus(25):starmod:_party_
    - Curlytop40(12/34):starmod:
    - XSpender(15/31):starmod:
    - Souk
    xmas-smiley-035.gif
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    I'm going to stick with 17 as I'm fortunate[:o] enough to NOT have works parties or rellies knees-ups to worry about.
    May I take this opportunity to Wish my Fellow NSDers a Happy & Healthy Yule-tide & Thank you so much for your support in this Challenge. :beer::santa2:
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • I really should not have to spend except on food and bills in December as done all my xmas shopping.

    so put me down for 10 days, i should reach that in december, really want to exceed it though
  • cuddlymarm
    cuddlymarm Posts: 2,206 Forumite
    Part of the Furniture 1,000 Posts
    Hi

    Can I join this month please? I would like to be realistic and aim for 7 NSDs this month. This month I seem to have spent something most days and need to try to stop this while still getting all the xmas pressies and food bought.

    Have a good Dec everyone:snow_grin
    Cuddles

    August PAD 

  • Queen.Bess
    Queen.Bess Posts: 1,062 Forumite
    I really need to get back on the NSD wagon - I've only had 6 in November and not been very good at keeping spending down! however, I really need to do it in December as money is going to potentially be rather tight!

    So I shall go for 12 NSDs please!
    Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My Debts :D DFW Long Hauler #109 :o

    Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!
  • Hi there

    please can I join in and pledge7 days as I 'should' be able to stick to that .

    Thanks
    Weekly Spend Challenge £20
  • karenccs67
    karenccs67 Posts: 1,088 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Please put me down for 15 NSD in December.
    ***Dont save what is left after spending, spend what is left after saving***
  • ellemm
    ellemm Posts: 11,262 Forumite
    Home Insurance Hacker! Cashback Cashier
    Hi all

    Think I would like to join in this month too. From 1st to 22nd December (as away abroad from 23rd for 17 days :j)

    I work full time, get 2 buses to and from each day but have a bus pass so doesn't cost me anything :D.
    I also take my lunch with me each day and since stopping smoking 2 years ago, really don't need to spend anything Monday to Friday as far as work is concerned.

    So far so good.....however my downfall is popping out to Lidl at lunchtime and buying stuff I usually could do without!! Also going into local shopping centre when I get back to my home town, usually killing time till next bus due and again buying for the sake of it.......don't spend much but still a spend.

    So..........think I will try for 12 NSD out of the 22 days.
    Thanks
  • can i join in too,,i'm going to say 10 for my first month,,i realise it's an awful month to start,,but have to start somewere:D
    Dont cry because it's over,
    Smile because it happened.

    sealed pot challenge 3 #865
    Jan NSD 10/10:j Jan groc. challenge €169.18/€400
    Dec NSD ??/10 Dec.grocery challenge €230/€400:rolleyes:
  • I'll go for the same target please.... being a retailer I'll be working lots over Xmas so shouldn't be spending too much :D

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.