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Difficult Decison for December; the NSD thread.
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BigMummaF
Posts: 4,281 Forumite
Not sure how many takers there will be this month, but thought I'd show willing
If nothing else, we can all have at least the 25th as a designated NSD :rotfl:So whose going to join me in attempting possibly the most challenging month of all? G'on...I dubbul dair ya 
Do you fancy keeping the cash in YOUR account rather than giving it to the retailers? Are you saving for that something special? Then why not join us in this month's No Spend Day Challenge.
We are here to help each other avoid spending for how-ever many days you feel appropriate to your own situation, in order to take back some control over our hard-earned money.
What you class as a 'spend' is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Personally, I count a spend as any time I buy something, as opposed to the unavoidable utility bills & such.
So! Are we ready to do battle with all things Retail in order to keep the pennies in our pockets a while longer? Come on in & join the fun!
Good Luck everyone!
Here are some threads to help keep us on the straight & narrow & if you know of others, please post. Many of the lunch box ideas are aimed toward children but could easily be adapted for adults.
November Grocery Challenge. First page of any Challenge has lots of recipes.
Tinned Food Recipes.
Leftovers? Don’t Throw It..
Exciting Sandwich Fillings on a Budget.
Lunch for Work.
Laptop Lunchbox Ideas.
Packed Lunches.
Cheap Healthy Snacks.
Cheap Snack Ideas to Stop Buying Crisps.
Homemade Snack Ideas…contains further links for ideas.
Sprouting Seeds to Eat.
Really Quick & Alternative Snacks.
Easy Homemade Biscuits.
Muesli & Cereal Bar Recipes.
Weetabix Cake.
HM Popcorn.
Smoothie Recipes.
Yoghurt Without a Yoghurt Maker.
Ham Economics.
Low Carb Kids Lunches...contains advice for diabetics.
Kids Lunch Box Ideas.
Back to School Lunches.
Healthy Kids Snacks.
HM Lollies.
Ice Lolly Ideas
Cheap Healthy Playground Snacks.
Homemade Fudge.
OS HM Sweets.
Forgotten Puddings.
Look away NOW if you're a Santa-phobe
cuz HERE is a link to :xmassmile-related threads.


Do you fancy keeping the cash in YOUR account rather than giving it to the retailers? Are you saving for that something special? Then why not join us in this month's No Spend Day Challenge.
We are here to help each other avoid spending for how-ever many days you feel appropriate to your own situation, in order to take back some control over our hard-earned money.
What you class as a 'spend' is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Personally, I count a spend as any time I buy something, as opposed to the unavoidable utility bills & such.
So! Are we ready to do battle with all things Retail in order to keep the pennies in our pockets a while longer? Come on in & join the fun!
Good Luck everyone!
Here are some threads to help keep us on the straight & narrow & if you know of others, please post. Many of the lunch box ideas are aimed toward children but could easily be adapted for adults.
November Grocery Challenge. First page of any Challenge has lots of recipes.
Tinned Food Recipes.
Leftovers? Don’t Throw It..
Exciting Sandwich Fillings on a Budget.
Lunch for Work.
Laptop Lunchbox Ideas.
Packed Lunches.
Cheap Healthy Snacks.
Cheap Snack Ideas to Stop Buying Crisps.
Homemade Snack Ideas…contains further links for ideas.
Sprouting Seeds to Eat.
Really Quick & Alternative Snacks.
Easy Homemade Biscuits.
Muesli & Cereal Bar Recipes.
Weetabix Cake.
HM Popcorn.
Smoothie Recipes.
Yoghurt Without a Yoghurt Maker.
Ham Economics.
Low Carb Kids Lunches...contains advice for diabetics.
Kids Lunch Box Ideas.
Back to School Lunches.
Healthy Kids Snacks.
HM Lollies.
Ice Lolly Ideas
Cheap Healthy Playground Snacks.
Homemade Fudge.
OS HM Sweets.
Forgotten Puddings.
Look away NOW if you're a Santa-phobe

Full time Carer for Mum; harassed mother of three;
loving & loved by two 4-legged babies.
0
Comments
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:starmod:= pledges renewed
:staradmin= pledge extension
:dance:=Target Achieved!
_party_= Still Achieved!
5 NSDs
[FONT="]- BlazingDuck[/FONT]:starmod:10
[FONT="]- Franby[/FONT]:starmod:
[FONT="]- Itsarandom[/FONT]:starmod:
[FONT="]- KerryWoman[/FONT]:starmod::dance:[FONT="]
[/FONT]6 NSDs
[FONT="]- Gettingthere[/FONT]:starmod::dance:
[FONT="]- Signs/recovery[/FONT]:starmod:
7 NSDs
[FONT="]- BrokeIW[/FONT]:starmod:
[FONT="]- Chuggington[/FONT]:starmod::dance:
[FONT="]- Cuddlymarm[/FONT]:starmod:
- Honey:starmod:_party_
- Justicenpeace:starmod::dance:
[FONT="]- Lala74[/FONT]:starmod:
[FONT="]- :heart2:cats[/FONT]:starmod:
- Maniccow:starmod:
[FONT="]- RedFraggle[/FONT]:starmod:
[FONT="]- SilkCutS[/FONT]:starmod:
8 NSDs
- BusPass:starmod:
- CatsPaw:starmod:
- Horace:starmod::dance:
- Lollypop75:starmod:
[FONT="]- Mark88[/FONT]:starmod:[FONT="]
- Thisisms[/FONT]:starmod:
[FONT="]- Urg[/FONT]:starmod:
9 NSDs
- Elbereth:starmod:
[FONT="]- Kingfisher[/FONT]:starmod:
[FONT="]- Stupidspender[/FONT]:starmod:
10 NSDs
- AndrinaP:starmod:
- BrusselSprout:starmod:
- Claire79:starmod:
- Daffykjs:starmod:_party_
- Gailey:starmod:
- Katholicos:starmod:
- Katy83:starmod:
- Lady73:starmod:
- Lilmrsmullen:starmod:
- LittleMspent:starmod:
- OliveOyl:starmod:
- Purpleroses:starmod::dance:
- Reganlottie:starmod:
- Sasha:starmod:
- Sohwa:starmod:
- Solventsoon:starmod::dance:
- Starnac:starmod::dance:
- Surfbabe:starmod:
- Suzybloo:starmod:_party_
- Triticale:starmod:
- Yummyhoney:starmod:
11 NSDs
- CraigL:starmod::dance:
- FlatEric:starmod:
12 NSDs
- Chris81:starmod::dance:
- Debtbegone:starmod:
- Ellemm:starmod::dance:
- LulaHula:starmod::dance:
- QueenBess:starmod:
- Rainy:starmod:
13 NSDs
- Cashlesswonder:starmod::dance:
- Wynnvegas:starmod:
14 NSDs
- Keiss21:starmod::dance:
[FONT="] - Triggles[/FONT]:starmod:[FONT="]
[/FONT]15 NSDs
- Candy07:starmod:
- Changingme:starmod::dance:
- Dragon:starmod::dance:
- Jellie:starmod::dance:
- Karen67:starmod::dance:
- Karom:starmod:_party_
- Kathyuk:starmod:_party_
- Kavics17:starmod:
- Pammyj:starmod:_party_
- Plzhelpme:starmod:
[FONT="]- SlowlyFading[/FONT]:starmod::dance:
[FONT="]- Trishamgl[/FONT]:starmod:
- VampireAddiction:starmod::dance:
16 NSDs
- Cake21:starmod::dance:
- Coffeeholic:starmod::dance:
- Curlygirl71:starmod:
17 NSDs
- BMF:starmod::dance:
18 NSDs
19 NSDs
20 NSDs
- Pinknumbers:starmod:
- Rosieben:starmod:_party_
- SarahNeedle:starmod::dance:
- TootiF:starmod::dance:
- xraphael:starmod::dance:
21+ NSD
- Rictus(25):starmod:_party_
- Curlytop40(12/34):starmod:
- XSpender(15/31):starmod:
- Souk
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
0 -
I'm going to stick with 17 as I'm fortunate[:o] enough to NOT have works parties or rellies knees-ups to worry about.
May I take this opportunity to Wish my Fellow NSDers a Happy & Healthy Yule-tide & Thank you so much for your support in this Challenge. :beer::santa2:
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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I really should not have to spend except on food and bills in December as done all my xmas shopping.
so put me down for 10 days, i should reach that in december, really want to exceed it though0 -
Hi
Can I join this month please? I would like to be realistic and aim for 7 NSDs this month. This month I seem to have spent something most days and need to try to stop this while still getting all the xmas pressies and food bought.
Have a good Dec everyone:snow_grin
Cuddles
August PAD0 -
I really need to get back on the NSD wagon - I've only had 6 in November and not been very good at keeping spending down! however, I really need to do it in December as money is going to potentially be rather tight!
So I shall go for 12 NSDs please!Official DFW Nerd Club #20 :cool: Proud To Be Dealing With My DebtsDFW Long Hauler #109
Slowly, Slowly = Oct '09: £30693, Aug '15: £14820. Could Be Debt Free April 2020, but hoping for sooner!0 -
Hi there
please can I join in and pledge7 days as I 'should' be able to stick to that .
ThanksWeekly Spend Challenge £200 -
Please put me down for 15 NSD in December.***Dont save what is left after spending, spend what is left after saving***0
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Hi all
Think I would like to join in this month too. From 1st to 22nd December (as away abroad from 23rd for 17 days :j)
I work full time, get 2 buses to and from each day but have a bus pass so doesn't cost me anything.
I also take my lunch with me each day and since stopping smoking 2 years ago, really don't need to spend anything Monday to Friday as far as work is concerned.
So far so good.....however my downfall is popping out to Lidl at lunchtime and buying stuff I usually could do without!! Also going into local shopping centre when I get back to my home town, usually killing time till next bus due and again buying for the sake of it.......don't spend much but still a spend.
So..........think I will try for 12 NSD out of the 22 days.
Thanks0 -
can i join in too,,i'm going to say 10 for my first month,,i realise it's an awful month to start,,but have to start somewere:DDont cry because it's over,
Smile because it happened.
sealed pot challenge 3 #865
Jan NSD 10/10:j Jan groc. challenge €169.18/€400
Dec NSD ??/10 Dec.grocery challenge €230/€400:rolleyes:0 -
I'll go for the same target please.... being a retailer I'll be working lots over Xmas so shouldn't be spending too much
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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