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Difficult Decison for December; the NSD thread.
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No. 3 for me today - wont be able to have one tomorrow as I have a mystery shop booked.0
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No spend day number 4 today :-)Grocery Challenge for October: £135/£200
NSD Challenge: October 0/140 -
Had another SSD today so still on 5, and tomorrow will also be an SSD. Fingers crossed for Saturday for me now.
Raphael and SarahNeedle - 9 is very impressive!
Well done to everyone else who managed an NSD today and good luck to everyone for tomorrow
SS
xThe time you enjoy wasting is not wasted time
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I'm really enjoying reading this thread. I'm still on 0/7, I'm not even going out today but I've just bought two more christmas presents online!
I've got to buy a couple of bits tomorrow for DD1 birthday but I'm hoping Sunday will be my first NSD.
Good luck all x0 -
I am off work today BUT want to stay indoors and do somw wrapping and housework, and need to get another two pressies but have amazon vouchers so will look on there later
so hoping for another NSD, watch this space lolMPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
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Had to get fuel yesterday so was a spend day. Nothing to get today though, heading straight home after work (to do more work :rotfl:) so today will be another nsdThe debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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Well my account has updated itself and it looks like I'll be ok! not exactly 'plenty' of money, but enough! Phew!
Am actually quite pleased with myself! This time last year I didn't know what budgeting WAS and now I'm doing it!
Strangely, next month (because a lot of what i've bought this month was from saving) is going to be harder, which I really didn't expect!
Oh and number 3 yesterday! off to scotland to see hubby (and the dog) for the weekend so not sure how many i'll manage. and will have to shop on monday. so next one might not be til wednesday! eek!
PS. Xmas day will now probably be a SD for me! My dad's gf got me a voucher from me to my brother coz she was going to the shops. And she said I could pay her back when i see her (which is great coz payday is xmas eve). However when I see her will be xmas day, so therefore I'll be spending on xmas day! Oh well!DMP Mutual Support Thread Member No 261Debt at start of DMP (Jan 2009) = 46,147.86 Now = 36,826.98DFD = [STRIKE]Jan 2014[/STRIKE] May 2013 ([strike]60[/strike] [STRIKE]52[/STRIKE] 41 payments to go)NSD:Nov 12/12:jDec 9/10 Jan 5/10Slowly but surely:coffee:0 -
I had intended to try really hard to make today a no spend day but i saw an offer on a box set that i couldn't not buy today as i want to make sure i get it before Christmas as it's a present for my son.
DOH!!!Grocery Challenge for October: £135/£200
NSD Challenge: October 0/140 -
Yesterday brings me up to NSD number 7; and with just a few hours left of today, hopefully today will be another one. Good luck everyone!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0
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