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The Sub Prime Credit Thread - Part IV

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    good evening to all all went well at work off now till friday now

    Well done! What role do you do at Sainsbury's?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    Thats me now waiting to hear back from Santander. Most likely Monday time.

    I really dont liek the waiting game

    Have you or are you going to ask Sygma for a credit increase?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    sutton111 wrote: »
    Have you or are you going to ask Sygma for a credit increase?
    I am ringing them on Friday mate, fingers crossed.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PROLIANT wrote: »
    I am ringing them on Friday mate, fingers crossed.

    Do you have 2 now then P? Or just the Silvercard?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    sutton111 wrote: »
    Do you have 2 now then P? Or just the Silvercard?
    I have the Silver and Flybe mate.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PROLIANT wrote: »
    I have the Silver and Flybe mate.

    What are the limits on both?

    They increased mine, but they won't give me a second card as yet, which is annoying, i'll wait 3 months and see what happens. :)
  • Ellbubb
    Ellbubb Posts: 16 Forumite
    sutton111 wrote: »
    Does CPD mean credit policy decline? Why do they give you those markers?

    Yeah CPD = credit policy decline.
    Ive recently had the markers removed from my account they where on it in the first place due to a lloyds account i had years ago going OD ( cleared then closed account ).

    The guy in the collections dept said " Hmm that shouldn't have happened or effected your account with us now ", Its been on my current account since i opened it in late 2007.

    Bit of luck i should be getting offers from lloyds soon lol.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Have you or are you going to ask Sygma for a credit increase?
    22nd july i'm apparently eligible.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    izools wrote: »
    Equifax charge £5.95 for the score if you have a monthly subscription with them - and you get half that back by ordering it via Quidco ;)

    I don't trust the Call Credit or Experian scores but IME the Equfax score has always been reliable and much more to go on than the others'

    i know the scores are meaningless but Just done my equifax score for a laugh and it came up 417..
    Payed £5.95 did not realize you can do it through Quidco..
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    All, Tesco have the best iPhone 4 offer.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
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