We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The Sub Prime Credit Thread - Part IV

1…851852854856857…866

Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    good evening to all all went well at work off now till friday now

    Well done! What role do you do at Sainsbury's?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    Thats me now waiting to hear back from Santander. Most likely Monday time.

    I really dont liek the waiting game

    Have you or are you going to ask Sygma for a credit increase?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    sutton111 wrote: »
    Have you or are you going to ask Sygma for a credit increase?
    I am ringing them on Friday mate, fingers crossed.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PROLIANT wrote: »
    I am ringing them on Friday mate, fingers crossed.

    Do you have 2 now then P? Or just the Silvercard?
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    sutton111 wrote: »
    Do you have 2 now then P? Or just the Silvercard?
    I have the Silver and Flybe mate.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PROLIANT wrote: »
    I have the Silver and Flybe mate.

    What are the limits on both?

    They increased mine, but they won't give me a second card as yet, which is annoying, i'll wait 3 months and see what happens. :)
  • Ellbubb
    Ellbubb Posts: 16 Forumite
    sutton111 wrote: »
    Does CPD mean credit policy decline? Why do they give you those markers?

    Yeah CPD = credit policy decline.
    Ive recently had the markers removed from my account they where on it in the first place due to a lloyds account i had years ago going OD ( cleared then closed account ).

    The guy in the collections dept said " Hmm that shouldn't have happened or effected your account with us now ", Its been on my current account since i opened it in late 2007.

    Bit of luck i should be getting offers from lloyds soon lol.
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Have you or are you going to ask Sygma for a credit increase?
    22nd july i'm apparently eligible.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    izools wrote: »
    Equifax charge £5.95 for the score if you have a monthly subscription with them - and you get half that back by ordering it via Quidco ;)

    I don't trust the Call Credit or Experian scores but IME the Equfax score has always been reliable and much more to go on than the others'

    i know the scores are meaningless but Just done my equifax score for a laugh and it came up 417..
    Payed £5.95 did not realize you can do it through Quidco..
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    All, Tesco have the best iPhone 4 offer.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture