The Sub Prime Credit Thread - Part IV

kilasuit

I Too have just got a HSBC Account

Even though i passed scoring for the Advance Account i chose the Bank Account.

Dont really need the benefits of it just yet.

never-in-doubt

kilasuit wrote: »

I Too have just got a HSBC Account

Even though i passed scoring for the Advance Account i chose the Bank Account.

Dont really need the benefits of it just yet.

They are scored the same mate - both bank accounts - you do not get anything different with the Advance account, nothing different credit wise I mean..... Well done as well :beer:

Parki_2

Does anyone know if you have 0% on purchases does that include overseas spending?

stephane_2

Parki wrote: »

Does anyone know if you have 0% on purchases does that include overseas spending?

Part from paying fee for a foreign transaction I can't see any reasons why it shouldn't but maybe best to call your provider & ask the question for a proper answer.

seeya23

got my interview at Sainsbury tomorrow afternoon i hope i do well lol

kilasuit

good luck seeya

seeya23

kilasuit wrote: »

good luck seeya

thanks may just need it

kilasuit

Going back into HSBC 2moro to ascertain whether i passed the score for O/D and C/C. and also to open a regular savings account.

Sorting out transfering all DD's and SO's across at some point.

Transfering WTC CTC CB and pay into HSBC.

Miles30

never-in-doubt wrote: »

Also, with HSBC all credits get added before debits

That is why i hate Barclays and A/L mate. They always add debits first before credits even if the credit was done first. This makes my account appear to go overdrawn even though i wasn't.

Zack1

Told you Natwest couldn't organise a !!!!up.... they appear to have just cancelled my old card (that I "lost") and left the new one that was in the post active (well it showed me my balance at the cash machine so I'm guessing it works)... so fair play to them for that, I thought they'd end up blocking the pending card too so I'd get 2 cards and 1 would work and 1 wouldn't.... But it's that new VISA debit...

Slight problem.... they have decided that I'm now called ZAK... how did that manage that one!?!?! I've always been Zack with them!

And is it a cheque guarantee card? It has service card 100 or something on the front, and a cheque referral number on the back.... I have some cheques somewhere but I've had them for ages with my old card (which wasn't a CGC). And is it a offline one? That will work on planes/pay at pump etc? 4751 if that helps

And the cash limit is £250 a day? Thought it was more than that? Looks like I'm going to have to make sure I go get my holiday money from a branch!