The Sub Prime Credit Thread - Part IV

sutton111

As Cif, NID and Innocent are aware, i successfully applied for a HSBC Advanced account yesterday!!!!! After 5 applications over the past 18 months lol. I went into the branch today and completed the paper work!!

How do the pending transactions work? Do they show Credits for the following day after a particular time?

seeya23

sutton111 wrote: »

As Cif, NID and Innocent are aware, i successfully applied for a HSBC Advanced account yesterday!!!!! After 5 applications over the past 18 months lol. I went into the branch today and completed the paper work!!

How do the pending transactions work? Do they show Credits for the following day after a particular time?

well done sutton have you apply for any think else :beer:

sutton111

seeya23 wrote: »

well done sutton have you apply for any think else :beer:

No not since JJB card with Sygma which i got a decline, i applied on the 6th May.

seeya23

sutton111 wrote: »

No not since JJB card with Sygma which i got a decline, i applied on the 6th May.

you have one Sygma card dont you ????????

never-in-doubt

sutton111 wrote: »

As Cif, NID and Innocent are aware, i successfully applied for a HSBC Advanced account yesterday!!!!! After 5 applications over the past 18 months lol. I went into the branch today and completed the paper work!!

How do the pending transactions work? Do they show Credits for the following day after a particular time?

Pending transactions show items due to be debited/credited the following day.

HSBC updates at 3-4am so if you log in at 4am then the pending transactions will show credits - some debits do not show until later in the morning, but DD's and credits will show from 4am, for the next day.

Also, with HSBC say you see a debit due to come out on Friday but you don't have enough cash, they will allow you to pay cash into the account as technically all credits get added before debits so although usually they could decline the DD they would allow you til 3pm to pay in - if not they would then authorise and make you go o/d or decline the debit.

Its good mate, you'll like

never-in-doubt

sutton111 wrote: »

As Cif, NID and Innocent are aware,

Just admit to everyone that you were texting us at silly o'clock bragging why not mate? I bet you had a right on 3 way convo LOL.... copy the same text to all of us, on your iPhone eh? :rotfl: :rotfl:

By the way, well done. As I told you last night, wait 6 months before applying for anything as you do not have a behaviour score until month 6 and a day.... i.e. 10th December 2010.

Then apply (in branch) for o/d of £100 and CC - you'll get both!

sutton111

seeya23 wrote: »

you have one Sygma card dont you ????????

Yeah a Silver Card. But I tried for another lol

sutton111

never-in-doubt wrote: »

Just admit to everyone that you were texting us at silly o'clock bragging why not mate? I bet you had a right on 3 way convo LOL.... copy the same text to all of us, on your iPhone eh? :rotfl: :rotfl:

By the way, well done. As I told you last night, wait 6 months before applying for anything as you do not have a behaviour score until month 6 and a day.... i.e. 10th December 2010.

Then apply (in branch) for o/d of £100 and CC - you'll get both!

LMAO!! Non of my texts were generic, i promise!

never-in-doubt

sutton111 wrote: »

LMAO!! Non of my texts were generic, i promise!

Yea Yea when you called me darling I realised something was up mate :rotfl: :rotfl:

sutton111

never-in-doubt wrote: »

Yea Yea when you called me darling I realised something was up mate :rotfl: :rotfl:

:rotfl::rotfl::rotfl:

Brilliant!!