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The Sub Prime Credit Thread - Part IV

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  • js78
    js78 Posts: 153 Forumite
    They only issue CGC if you request one, all cards are now printed without them as standard, however with HSBC you may not have scored highly enough - but you can ask by calling the advance banking direct on 01226 261010 :D

    Sorted it this morning I already have a £250 one with Lloyds TSB. I asked the guy looked on the system it was available think it was just I'd applied online and then went in the branch with my id.

    He mentioned credit card he said with my salary I should wait few months? then apply as I'd get standard £500 now?. Or do I wait 6 months? then they get to score me higher(internally) and therefore higher limit? if credit reference adds up?

    What should I do?

    Bit mad no cashiers whatsover in the branch!!! just machines take some getting used to!.
    JS Name: Freemans £94/£200, Jacamo £941/£1400, Santander account £0/£0 Limit, 3 network 18mthx£20, Vanquis £233/£250, Vodafone 24mthx£35, Great Universal £500/£600, Littlewoods £500/£600, Marshall Ward £250/£300, Halifax Reward £93/£100 o/d, Studio £44/£250, Flybe £1450/£1500, Accessory £450/£520.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    afternoon all
  • hello :D .....
  • Ellbubb
    Ellbubb Posts: 16 Forumite
    Hello, I thought id just say it as i've been lurking here a while ( before registration that is ). Excellent site.:)
  • TastyTeeth
    TastyTeeth Posts: 205 Forumite
    seeya23 wrote: »
    littlewoods have put my limit from £750 to £1100

    Happy days...mine's at £950. Would have been £1100 by now if I'd not missed the first repayment :mad:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    TastyTeeth wrote: »
    Happy days...mine's at £950. Would have been £1100 by now if I'd not missed the first repayment :mad:




    mine was at £750 then i went to order somethink for £304 and it just went up to £1100
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 6 June 2010 at 12:17AM
    EDIT:

    Sorted now!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    edited 6 June 2010 at 8:09AM
    MODS, looks like someone needs to be PPR'd!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Kilasuit you should the quote out of your post mate.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Done and dusted

    Hows you?
This discussion has been closed.
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