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The Sub Prime Credit Thread - Part IV

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Comments

  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    I will have to wait 3 weeks before i know as am away 2mo back to work :(
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    go on i will if you do

    I'm going to hold back for now. :D
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Good Evening all!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    applyed for FD account last night and just got a email saying i been accepted and need to sign the form and return them. But there was nothing attached in the email

    Have you called to check your pre-approved limit?

    I called 0800242424 (prospect line) and they told me then and there.

    TBH FD application process is mad, they appear to send everyone the forms, pre-approve most people and then accept decline.

    There was suspicion that the credit scored to a second time on return of the forms but it appears this is a lie! I think they credit score you, generate limits, send you the forms, then MANUALLY ACCESS THE APPLICATION USING THE DATA FROM THE FIRST CREDIT SCORE.

    Give them a call and let us know. :beer:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    BTW fairmon, can you copy and paste the email you got because it appears that this is not a system generated email. The email I got compared to NID varied and was sent by a different person. I wonder if your application is assigned to an individual? Also I wonder if the data in your credit report determines what level underwriter/account opener has to access it?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Reported SPAM
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • seeya23
    seeya23 Posts: 2,330 Forumite
    margarette wrote: »
    Canadian stock picks is right here. Check this one out Copy and Paste this link to your browser and sign-in to get some info!
    > canadapicks(dot)info



    now why would i do that
  • .1xp
    .1xp Posts: 170 Forumite
    platinum.jpgunion.jpgstgeorge.jpg
    So Vanquis have updated their site and added three new card designs too! They are coming up in the world ... still no sign of that card of they year though? Seems a little crazy to launch three new designs and leave off that one?!

    I do like the look of the Silver one
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    http://www.vanquis.co.uk/my-vanquis/evanquis/coming-soon

    Seems like vanquis have managed to come out of the Stone age.
    I wonder how many features their online service will have.
  • carol01
    carol01 Posts: 568 Forumite
    Reported SPAM
    also reported :D
    always smile no matter how broken you are.
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