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The Sub Prime Credit Thread - Part IV
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anyone seen cif i was just wondering how she is geting on with her job0
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My JDW has just been closed... that should reduce my spam emails by 50%! It was only a £125 limit but started on 27/11/2009 according to Equifax, so that's just over 6 months it was open, hopefully that'll have some minor positive impact!0
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My JDW has just been closed... that should reduce my spam emails by 50%! It was only a £125 limit but started on 27/11/2009 according to Equifax, so that's just over 6 months it was open, hopefully that'll have some minor positive impact!
did you ever use it? If not that would be why you're still at the starter limit, if you use it the limit gets higher...
Mine is around £2000 now - like i'd ever use it, but hey! :rotfl:2010 - year of the troll
Niddy - Over & Out :wave:
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right guys...l when will i be able to get a mainstream card?
Basics are...(dunno if all relevant but nothing worse than asking a question and not giving all the facts) Income inc student loans and job £20,000
No missed payments in last 12 months - but i do have a few 1's over the last few years(Going back to Jan 2009).
I had a AP that was turned back to normal account standing 13 months ago.
Have several cards vanquis- just paid in full £2500 limit - in process of closing it down
cap1 progress £1000 limit - owe £90 only opened in March
aqua card £900 limit owe £200 - will be paid in full when bill is produced
MNBA - limit says £3500 (owe £1000) on CRA but the account is still suspended - this is the one that was AP but doesnt show as such on the CRA info, says my limit is £3500 (this will be paid off next - was concentrating on vanquis and next due to silly interest rates) On cra's it shows the AP finished last March/April and it shows my credit limit as £3500
Littlewoods(£1500 owe £0) and next account (£3500 owe £0) are being closed this month too
So anyway, when (if ever lol) will a mainstream lender touch me? Applied for sygma in March but they knocked me back. I dont need a cc for anything but i just want a mainstream card sometime over the summer....just cause i can (if i could) iykwim?0 -
Hmmm...Only 10 more days until I am allowed to apply for vanquis again. I don't know If I can be bothered. :P0
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