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The Sub Prime Credit Thread - Part IV

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    It is sooo easy to rack up searches........
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    star-fire wrote: »
    61 searches why? is their honestly 61 things you can apply for out there..

    Decline
    Apply
    Decline
    Apply

    Get in this cycle, and it ruins your rating.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    TheEffect wrote: »
    Decline
    Apply
    Decline
    Apply

    Get in this cycle, and it ruins your rating.

    Yeah suppose it is easy done i had 10 searches in april now stopped now though....
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    It is sooo easy to rack up searches........

    got your new cards yet then, flash sod? :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    First Direct wont give me a credit card despite having a £800 limit with capital one. :(
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    TheEffect wrote: »
    First Direct wont give me a credit card despite having a £800 limit with capital one. :(

    do you bank with FD already though? Had it 6 months and paid salary in?

    If so then you should be fine to apply, they ask lower scorers to wait 6 months, someone else got asked to wait as well i believe.... :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • big_Daddy_Dave
    big_Daddy_Dave Posts: 284 Forumite
    how hard is it to get credit from o2?

    i want the streak

    http://www.o2.co.uk/dellstreak#tab-panel0_tab0
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    big_Daddy_Dave wrote: »
    how hard is it to get credit from o2?

    i want the streak

    http://www.o2.co.uk/dellstreak#tab-panel0_tab0


    It can be difficult tbh. It took me bloody ages to get an iPhone from them. Finally got accepted. I had a few searches no late payments and 1 satisfied default. HTH
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    never-in-doubt wrote: »
    do you bank with FD already though? Had it 6 months and paid salary in?

    If so then you should be fine to apply, they ask lower scorers to wait 6 months, someone else got asked to wait as well i believe.... :D

    I do. Been with then for coming up to 4 months. Maybe I should wait a while longer.
  • big_Daddy_Dave
    big_Daddy_Dave Posts: 284 Forumite
    sutton111 wrote: »
    It can be difficult tbh. It took me bloody ages to get an iPhone from them. Finally got accepted. I had a few searches no late payments and 1 satisfied default. HTH

    interesting

    thanks
This discussion has been closed.
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