The Sub Prime Credit Thread - Part IV

Innocent_Guy

It is sooo easy to rack up searches........

TheEffect

star-fire wrote: »

61 searches why? is their honestly 61 things you can apply for out there..

Decline
Apply
Decline
Apply

Get in this cycle, and it ruins your rating.

BugsyBrowne

TheEffect wrote: »

Decline
Apply
Decline
Apply

Get in this cycle, and it ruins your rating.

Yeah suppose it is easy done i had 10 searches in april now stopped now though....

never-in-doubt

Innocent_Guy wrote: »

It is sooo easy to rack up searches........

got your new cards yet then, flash sod? :rotfl: :rotfl:

TheEffect

First Direct wont give me a credit card despite having a £800 limit with capital one.

never-in-doubt

TheEffect wrote: »

First Direct wont give me a credit card despite having a £800 limit with capital one.

do you bank with FD already though? Had it 6 months and paid salary in?

If so then you should be fine to apply, they ask lower scorers to wait 6 months, someone else got asked to wait as well i believe....

big_Daddy_Dave

how hard is it to get credit from o2?

i want the streak

http://www.o2.co.uk/dellstreak#tab-panel0_tab0

sutton111

big_Daddy_Dave wrote: »

how hard is it to get credit from o2?

i want the streak

http://www.o2.co.uk/dellstreak#tab-panel0_tab0

It can be difficult tbh. It took me bloody ages to get an iPhone from them. Finally got accepted. I had a few searches no late payments and 1 satisfied default. HTH

TheEffect

never-in-doubt wrote: »

do you bank with FD already though? Had it 6 months and paid salary in?

If so then you should be fine to apply, they ask lower scorers to wait 6 months, someone else got asked to wait as well i believe....

I do. Been with then for coming up to 4 months. Maybe I should wait a while longer.

big_Daddy_Dave

sutton111 wrote: »

It can be difficult tbh. It took me bloody ages to get an iPhone from them. Finally got accepted. I had a few searches no late payments and 1 satisfied default. HTH

interesting

thanks