📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Sub Prime Credit Thread - Part IV

Options
1…801802804806807…866

Comments

  • noah271007
    noah271007 Posts: 1,248 Forumite
    Innocent_Guy wrote: »
    If they credit checked you for you last increase (1day after CC app) I would follow the appeals process.... I have the number for HSBC underwriting if you would like it, they can override.

    Please do. What do i expect in the appeals process?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    If they credit checked you for you last increase (1day after CC app) I would follow the appeals process.... I have the number for HSBC underwriting if you would like it, they can override.

    LOL noooo I never said that hehe

    You misread me mate! That does not happen, I did say a while ago that credit scoring bases missed payments on so many in the last year and a couple is fine - any more and it may affect you dependant upon who you apply to and how far back they do a search! :D

    stop confuing things lol :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    noah271007 wrote: »
    LOL, so basically your form is on the system but no decision has been made just yet? Is the £500 o/d and 2.5k CC the same as given as provisional?

    Yeah same limits as provisional offer, as of yet nothing is guaranteed. When I am given an account number I will then be satisfied.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    noah271007 wrote: »
    LOL, so basically your form is on the system but no decision has been made just yet? Is the £500 o/d and 2.5k CC the same as given as provisional?

    LOL thats what i'm saying to him as well - nothing has changed lol :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • noah271007
    noah271007 Posts: 1,248 Forumite
    Innocent_Guy wrote: »
    No have you applied for FD?

    Not yet....im not really in a hurry to do it.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    noah271007 wrote: »
    Please do. What do i expect in the appeals process?

    When you call they will look at your account, tell you whether you are eligible and either override or tell you to bog off! Ill get the number out of my diary in a moment and PM it to ya.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • noah271007
    noah271007 Posts: 1,248 Forumite
    Cheers mate
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    NID have you called yet?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    NID have you called yet?

    Will do in next 5 mins matey! :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Will do in next 5 mins matey! :rotfl: :rotfl:

    I want to call them again!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture