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The Sub Prime Credit Thread - Part IV

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  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    noah271007 wrote: »
    Im not sure if you are referring to me or innocent but by the looks of it its me.
    http://forums.moneysavingexpert.com/showpost.html?p=31919049&postcount=7266

    If you missed 3 payments (that is in a row?) ...in that case i did misread you NID lol.

    Sorry yea I mis quoted Innocent instead LOL

    That was 3 missed payments to HSBC - lol, i.e. actually to the same bank so that is what made a difference cos they will search 3 years and see 3 late payments - to themselves, would you lend to a mate that missed 3 months then paid you off and asked again?

    I'd be sceptical - certainly.... lol

    You'll be ok though. :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I hope everyones well. My CapitalOne 4th statement is being printed today, though it hasn't been printed yet. I'm expecting it to go from £300 to £500 limit. I'll let you know sometime tonight when it's printed. I've been really busy matched betting and setting up my own business (we'll see whether it fails or not). I've setup a website and everythings started to kick off. Sold 19 items already (though only 3 of these were sold via the website), making a very small profit at the moment. It's hard to get people to your website. I'll give you all the website address when I've finished tieing up the last few knots.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Barlcays Lloyds and abbey
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    CapitalOne Statement just created online...

    Previous credit limit: £300

    New credit limit on 4th statement: £800

    I'm HAPPY!
  • Gillianh2
    Gillianh2 Posts: 773 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well Just had the go take a running Jump letter from Capital One. Something along the lines of I didnt pass there credit score! Yea right lol
    :j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    CapitalOne Statement just created online...

    Previous credit limit: £300

    New credit limit on 4th statement: £800

    I'm HAPPY!

    Well done :-D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Gillianh2 wrote: »
    Well Just had the go take a running Jump letter from Capital One. Something along the lines of I didnt pass there credit score! Yea right lol

    Sorry to hear that, Do you have any other credit cards.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    First Direct account opened! Account number given, credit card details supplied and savings accounts sorted! YEY!! :j:j:j
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • seeya23
    seeya23 Posts: 2,330 Forumite
    well done Innocent_Guy :beer::beer:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    well done Innocent_Guy :beer::beer:

    Cheers Seeya.:beer:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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