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The Sub Prime Credit Thread - Part IV

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  • noah271007
    noah271007 Posts: 1,248 Forumite
    never-in-doubt wrote: »
    LOL noooo I never said that hehe

    You misread me mate! That does not happen, I did say a while ago that credit scoring bases missed payments on so many in the last year and a couple is fine - any more and it may affect you dependant upon who you apply to and how far back they do a search! :D

    stop confuing things lol :beer:
    Im not sure if you are referring to me or innocent but by the looks of it its me.
    http://forums.moneysavingexpert.com/showpost.html?p=31919049&postcount=7266

    If you missed 3 payments (that is in a row?) ...in that case i did misread you NID lol.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    good evening
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Just figured out why it wasn't processed by the advisor I just spoke to. The account opening team closed at 9pm so I was through to the main callcentre for existing customers! That explains alot as I thought that the advisor supposedly should open the account, obviously the person I spoke to was not qualified lol
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    good evening

    Good Evening.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • noah271007
    noah271007 Posts: 1,248 Forumite
    Innocent_Guy wrote: »
    Just figured out why it wasn't processed by the advisor I just spoke to. The account opening team closed at 9pm so I was through to the main callcentre for existing customers! That explains alot as I thought that the advisor supposedly should open the account, obviously the person I spoke to was not qualified lol

    Ah ha! Well, you haven't got long till tmw to find out for sure! Have you got round to getting the hsbc underwriting team number?:D
  • seeya23
    seeya23 Posts: 2,330 Forumite
    i wish i could get account with fd or hsbc
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    noah271007 wrote: »
    Ah ha! Well, you haven't got long till tmw to find out for sure! Have you got round to getting the hsbc underwriting team number?:D

    Just PM'd you central underwriting team.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    seeya23 wrote: »
    i wish i could get account with fd or hsbc

    Are you still with Lloyds?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • noah271007
    noah271007 Posts: 1,248 Forumite
    yep replied. Cheers
  • noah271007
    noah271007 Posts: 1,248 Forumite
    seeya23 wrote: »
    i wish i could get account with fd or hsbc
    Whats stopping you from getting hsbc account?
This discussion has been closed.
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