The Sub Prime Credit Thread - Part IV

BugsyBrowne

PROLIANT wrote: »

Why? Such a waste of credit search.

After being accepted for flybe 19.9% proliant and barclaycard 17.9% why am i going accept £750 limit with 24.9%..
I am not taking anything over 20% from now on..

PROLIANT

star-fire wrote: »

After being accepted for flybe 19.9% proliant and barclaycard 17.9% why am i going accept £750 limit with 24.9%..
I am not taking anything over 20% from now on..

As it is a Donate As You Spend card you could use it for your grocery shop and pay it of in full at the end of the month thus donating without paying interest?

fairmorn308

Capital One Account closed after having it for 2 years

BugsyBrowne

yeah See what you mean mate.
oh well ive cancelled it now.
its weird 2 years ago i would of jumped on the chance of that card though with 24.9%..dont know what cards you have proliant but honestly mate if you got accepted for a card at 17.9% apr £3500 limit and 3 weeks later a card offers you £750 24.9 you would think b0llocks to them..

Zack1

star-fire wrote: »

Experian are a bunch pr!cks lol

:rotfl: So true!

I replied to that email they sent. Said they can have my ballot card from the council as that proves I'm on the electoral roll, but they can't have anything else as I don't have it. I said I may be able to get a letter from Natpest confirming my name & DOB, but the branch at uni don't know me so it's only going to be system generated, if they agree to it at all, and I frankly find it ridiculous. Will be nice to see how that goes down!

Also wanted to know, as they didn't answer in the first email, why they wouldn't supply it online, but Equifax will

And whether they'd added anything to my report in dispute of my current address, and if so to remove it!

And when they are going to give my £2 back if they won't send the report :rotfl:

Give the bunch of jobsworths something to do!

brians_daughter

plumber2009 wrote: »

i just phoned aqua and was told to wait to hear from them as they have no information on their system regarding my application.

If you ring and select option 2 (i think) the option for questions about applications etc. If they cant find you ask to speak to the 'applications team' They use 2 different systems - or so i was told when i called on Wednesday chasing mine - sounded like a 'live account system' then a system with applications. I was told only the application team can access non live accounts. I dont know if this is true, or just something they say, but I did get put through to the applications team who went through it all with me....

fairmorn308

woohoo

Vanquis + Capital One closed

Silver card + Barclaycard Gold are the new cards

All good for 24hours work

seeya23

good evening all

BLT_2

star-fire wrote: »

After being accepted for flybe 19.9% proliant and barclaycard 17.9% why am i going accept £750 limit with 24.9%..
I am not taking anything over 20% from now on..

I'll lend you a tenner at 19.9% (a day)

Brian1966

star-fire wrote: »

After being accepted for flybe 19.9% proliant and barclaycard 17.9% why am i going accept £750 limit with 24.9%..
I am not taking anything over 20% from now on..

I've got £1750 at 15.9% on my Natwest Gold but can't get anything off Sygma.
Would have been happy with a low limit but after 2 applications and 2 rejections I don't think they like me :mad: