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The Sub Prime Credit Thread - Part IV

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Comments

  • TheEffect wrote: »
    Hi all. I've spent the last few days matched betting. I've made £80 so far, excluding the £20 from quidco.. :D
    Going to be taking £200 from a Bookie tomorrow, now that I'm a little more confident with matched betting. :D

    Oh i wish i understood it enough... i have tried and tried and think i do, but i am not that convinced to actually put my money where my mouth is so to speak...
  • mattlfc79 wrote: »
    Thanks guys!

    Will post back when I get my limit, do I find that out with my card?

    Whats the best way to play Cap1 for limit increases?

    Was thinking of leaving a small (~£20) balance on it but paying most of it off in order to keep the interest down..... let them make a small amount of money till they up my limit.

    Cheers
    TBH you get an auto increase on month 5(i think)
    Just dont go over your limit, pay on time and always leave a small/no balance when possible.
  • soul619
    soul619 Posts: 562 Forumite
    TBH you get an auto increase on month 5(i think)
    Just dont go over your limit, pay on time and always leave a small/no balance when possible.


    i never did, neva had one increas since jun 06! and i have a 2k barclaycard too!
  • ratts
    ratts Posts: 25 Forumite
    mattlfc79 wrote: »
    Oh my god!!!!

    I think I have been accepted by Cap 1 for their Classic card!!!!!

    Went through the initial assessment and eventually signed an agreement!!

    Said my card should arrive in 7 - 10 days!!!!

    I assume this means I will defo get a card now - guessing £250 limit?

    Can anything go wrong with my application or has it defo been accepted?

    What are cap 1 like for limit increases?

    Thanks

    well done matt .....

    i got my card 2 weeks ago with a limit of £300.

    got my pin within 2 days but the card took 8 days tho..
  • next low scorin sygma card ie easiest to get after silver must be the jd williams accessory promoted car with a woopedoo discount from jdwilliams and a startin apr of 19.9%
  • pro how hards the ulster card to get? who do they search etc? cheers
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    pro how hards the ulster card to get? who do they search etc? cheers
    It is an RBS/Natwest card, they do an initial search on Equifax then Experian, I had to appeal to get mine.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • soul619 wrote: »
    i never did, neva had one increas since jun 06! and i have a 2k barclaycard too!

    I only know re auto increases cause i am a recent progress card holder and it said for classic and progress you get auto increases on month 5. I used to have maybe 7yrs ago and i didnt get a single increase then, but now it sems you do...saying that i have not been with them 5 months this time round so the auto increase is yet to happen for me...others deffo had it tho
  • PROLIANT wrote: »
    It is an RBS/Natwest card, they do an initial search on Equifax then Experian, I had to appeal to get mine.

    mmmmmmmm rbs ive no chance then just done a batch though im openin upn a current with them was in branch today with my id etc sooooo my theory is get a foot on the rbs ladder behavioural bscorin and customer classification then go for one next year after my defaults wiped as i get the DISTINCT FEELIN come this european credit directive itll STILL BE THERE (thanks)

    :rotfl:
  • I only know re auto increases cause i am a recent progress card holder and it said for classic and progress you get auto increases on month 5. I used to have maybe 7yrs ago and i didnt get a single increase then, but now it sems you do...saying that i have not been with them 5 months this time round so the auto increase is yet to happen for me...others deffo had it tho

    on the ol progression increase topic etc after month 4/5 when we get our increase anyone know the month after that we will get one ive only ever heard the 4th or 5th month mentioned etc

    many thanks

    :D
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