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The Sub Prime Credit Thread - Part IV

1702703705707708866

Comments

  • seeya23
    seeya23 Posts: 2,330 Forumite
    ok, ive just been turned down by vanquis

    theres no lower place to go is there?

    i dont even know why i got turned down ive had a 24 studio account since august and a jacamo account since jan

    thought for sure id get it

    ahh well

    may try again in a month

    you have to wait 6 months befor you can reapply to vanquis or you will keep getting turn down

  • cifpower
    cifpower Posts: 6,502 Forumite
    Got my new Ulster Bank card today. It's a vile brown colour
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi all. I've spent the last few days matched betting. I've made £80 so far, excluding the £20 from quidco. I also applied for A&L for the 3rd time to get the £45 quidco. So far, I've made £145 in the last few days, even though the Quidco cashback will take some time to get into my bank account. :D

    Going to be taking £200 from a Bookie tomorrow, now that I'm a little more confident with matched betting. :D
  • Zack1
    Zack1 Posts: 1,433 Forumite
    TheEffect wrote: »
    Hi all. I've spent the last few days matched betting. I've made £80 so far, excluding the £20 from quidco. I also applied for A&L for the 3rd time to get the £45 quidco. So far, I've made £145 in the last few days, even though the Quidco cashback will take some time to get into my bank account. :D

    Going to be taking £200 from a Bookie tomorrow, now that I'm a little more confident with matched betting. :D
    Well done! I'm so annoyed with Stan James, found an awesome margin last night, and tried to put 2k on it with them and 1.5k somewhere else, profit would've been in the hundreds, they've restricted my account to something pathetic like £100 or £200 win a time depending on the market, so after that's matched I made like a tenner :mad:
  • seeya23
    seeya23 Posts: 2,330 Forumite
    cifpower wrote: »
    Got my new Ulster Bank card today. It's a vile brown colour


    i may think it nice if it was in my wallet :rotfl::rotfl::rotfl:
  • mattlfc79
    mattlfc79 Posts: 130 Forumite
    Oh my god!!!!

    I think I have been accepted by Cap 1 for their Classic card!!!!!

    Went through the initial assessment and eventually signed an agreement!!

    Said my card should arrive in 7 - 10 days!!!!

    I assume this means I will defo get a card now - guessing £250 limit?

    Can anything go wrong with my application or has it defo been accepted?

    What are cap 1 like for limit increases?

    Thanks
    ________________________________________
    #bothered
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    mattlfc79 wrote: »
    Oh my god!!!!

    I think I have been accepted by Cap 1 for their Classic card!!!!!

    Went through the initial assessment and eventually signed an agreement!!

    Said my card should arrive in 7 - 10 days!!!!

    I assume this means I will defo get a card now - guessing £250 limit?

    Can anything go wrong with my application or has it defo been accepted?

    What are cap 1 like for limit increases?

    Thanks
    Well done! Your limit may start at £100, £200, £300 or £500 and will increase by circa 150% on your fourth statement as long as you manage the account ok.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Proliant you say 150% increase on your 4th statement,i got my classic march 2008 starting limit £200 then christmas that year went to £500 and only last month they gave me £1500 but always payed in full every month,which basically now had the card 2years and 1month and still only have £1500..but like i said the other day these types of cards aint there to keep dishing out limits,like the prime cards!!
  • brians_daughter
    brians_daughter Posts: 2,148 Forumite
    edited 14 April 2010 at 7:26PM
    evening guys!
    Just a quick one, not cc related lol. I was involved in a car accident a few months ago and today checked my credit report (experian) to find that the 3rd parties insurance company have made an 'enquiry' re me....anyone know why this would be? Its deffo the 3rd parties insurance company - i knew the name as soon as i saw it, copy and pasted it to google and it is them. They are being real ar^es at the minute with me even tho the 3rd party has admitted liability, so just curious
  • mattlfc79
    mattlfc79 Posts: 130 Forumite
    Thanks guys!

    Will post back when I get my limit, do I find that out with my card?

    Whats the best way to play Cap1 for limit increases?

    Was thinking of leaving a small (~£20) balance on it but paying most of it off in order to keep the interest down..... let them make a small amount of money till they up my limit.

    Cheers
    ________________________________________
    #bothered
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